Co-operative Housing Federation of Canada
 

CHF Canada Annual Report 2019

A strong voice for co-op housing

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Strong and united through any challenge

 
 
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Dear Friends,

As we finalize this report, Canada and most of the world is locked down under strict physical distancing to protect against COVID-19. 

This public health emergency poses new challenges for housing co-ops and co-op members, but we are a resilient lot. By staying true to our mission and principles and by staying united we will remain secure and even stronger, as we have through other struggles.   

Read the full letter from our President and Executive Director…

 

#Includecoop

& The 2019 Federal Election

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Ahead of the 2019 federal election, CHF Canada launched the #IncludeCoop campaign to lobby and educate candidates to embrace co-op housing and kickstart its development from coast to coast to coast. 

The #IncludeCoop campaign centralized our advocacy efforts to increase awareness about how co-op housing is key to solving the housing crisis. We reached all political parties, CHF Canada members, and the public in general online and in person. The campaign was capped with a first ever National Housing Debate hosted by CHF Canada and four other housing associations.

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#IncludeCoop campaign by the numbers

1 National Housing Debate

3 national newspaper op-eds

30 events in ridings

63 candidates participated in the campaign

2,590 uses of the #IncludeCoop hashtag on social media

4,450 visitors to the campaign website

 

Protect co-op housing

 
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In 2019, CHF Canada supported members in the design and enrollment of renewed rental assistance under the Federal Community Housing Initiative Phase 2 (FCHI-2).

CHMC and the Federal Government listened to our ‘You Hold the Key’ campaign to continue rental assistance for low-income households in federally administered co-ops until 2028.

Stable rent assistance programs are important to the everyday lives of vulnerable households, and are key to the health of the whole co-op housing community. We will continue to communicate this to the federal government, so our members’ interests remain central to this new funding program. The program will begin September 2020. Please find more information here.

Co-ops in Saskatchewan have been strong advocates for their communities, by calling for extended rental assistance programs. Members held meetings with officials, tabled a petition in the Legislature, and hosted a rally, calling on the government to maintain rental assistance for low-income households.

Members like single parent of three, Tonya O’Keefe, helped lead the protests against these cuts and rallied with other neighbours in Saskatoon. 

 
 

Working Together

 

As an organization deeply committed to the Co-operative Principles, CHF Canada understands the power of co-operation. This makes good sense not just with other co-ops, but with numerous other groups that support our goals.

Within our movement, strong relationships with regional co-op housing federations, property managers and staff, and commercial partners are vital to the continued strength, sustainability and growth of co-op housing.

By also staying engaged with the wider community housing sector, as we did with a lead role initiating the launch in 2019 of the Community Housing Transformation Centre, we can share housing best practices and innovations, access funding to build our capacity and develop an even stronger public voice.

Partnerships are vital to moving forward with our co-op housing vision of growth and being a significant contributor of additional affordable housing in all parts of the country. To this end, we continue to work towards strong and productive relationships with governments and their housing agencies, especially on meeting the objectives of the National Housing Strategy.

And we remain committed to other national and international engagement through groups such as Canada Housing and Renewal Association, Co-operatives and Mutuals Canada, and the International Co-operative Alliance

And we are especially proud to be the founder and permanent supporter of Rooftops Canada which in 2020 will be celebrating 35 years of important work around the world. 

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My kids have grown up with a safe home and a sense of community. It’s normal to them to know their neighbours’ names, wave to them in the morning, and look out for each other.
— Tonya O’Keefe, President, Rainbow Housing Co-operative
 
 

Laying foundations for growth

 
CHF Canada and CHFT staff touring Habitat for Humanity site at 140 Pinery Trail in Scarborough, Ontario

CHF Canada and CHFT staff touring Habitat for Humanity site at 140 Pinery Trail in Scarborough, Ontario

As we explore the best ways to increase Canada’s stock of co-operative housing, it is clear that our task is made easier through partnerships.

By sharing risks and rewards of new projects, we can achieve our co-op development goals while helping create a wider spectrum of community housing, including affordable home ownership and non-profit rental.

Here are a few of the many opportunities CHF Canada explored and supported in 2019:

1) CHF Canada is on the steering committee of the Ottawa Community Land Trust, together with CHASEO, Centretown Citizens Ottawa Corp, Ottawa Social Housing Network, Gignul Non-Profit Housing and others.

2) CHF Canada worked with a number of regional federations to begin identifying local development opportunities.

3) CHF Canada has supported several partner proposals to the new Community Housing Transformation Centre to fund a range of development initiatives.

4) CHF Canada worked alongside Toronto’s Parkdale Neighbourhood Land Trust, the formation of the Canadian Network of Community Land Trusts, representing more than 20 existing and emerging land trusts across Canada.

 

MEMBER SERVICES

 
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Serving housing co-ops is what we’re all about. In 2019, as always, we provided members with the first-rate education, resources, advice and tailored services they need to thrive. 

And we continued to seek ways to improve and expand services as opportunities and technologies change. Possibly the most interesting new initiative was the launch in December 2019 of a new CHF Canada-led partnership called the Community Housing Transformation Centre which, with $68.6 million in federal funding from the National Housing Strategy, will be a new source of funds, resources and ideas to help housing co-ops and non-profits remain strong and growing.

CHF Canada’s Education Program produced our always popular and well-attended events as well as custom workshops, online courses and resources. 

These tools, which included items such as ‘Where To Turn: Dealing with opioids in your area’ supported members with important information on new community challenges, as well as good member service, sound management, financial planning, legislation and more.

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Resources in 2019

New:

Fact Sheet: Ontario Region - End of Mortgage Information for HSA Co-ops

Updated:

Speaking Up at Meetings

Evaluating your co-op management company

Evaluating your co‑op manager

Fact Sheet: How the HSA funding model works

Guide to request for proposals for management in Ontario housing co-ops

 
 
 
Kawartha Village Co-op, Peterborough Ontario (80 units)

Kawartha Village Co-op, Peterborough Ontario (80 units)

CHF Canada helped us to procure a BCA, develop an Asset Management Plan, arrange financing and provide us with project management services. Having an experienced project manager in partnership with CHF Canada, was crucial to the successful implementation of multiple projects. We couldn’t have done it without their expertise and support. All of our renovations have now been completed and our members couldn’t be happier.
— Janine McDonald, Property Manager 

In 2019, CHF Canada’s Asset and Financial Planning Services team worked with many members to examine the repairs and investment needed for their co-op homes.

The team works to find the right financial solution for the co-op. As a result, the finance team helped 6 member housing co-ops, including Section 61 co-ops, borrow more than $28 million to renovate and modernize, making them safer, more accessible and energy efficient. Since 2013, we have helped 40 member co-ops acquire almost $130 million in loans. CHF Canada helped 12 housing co-ops apply for and receive Preservation Fund money for their capital repair reports.

Our asset management team helped 22 co-ops to acquire building condition assessments, 43 co-ops completed Asset Management Plans and 6 co-ops accessed project management services in partnership with HSC.  Of these, 11 co-ops in Nova Scotia were helped greatly by funding from Housing Nova Scotia to pay for their assessments and plans.  

Through our partner, The Co-operators, we provide 83% of our member co-ops commercial insurance, as well as almost 16,000 MemberGuard household policies for individual members. Thanks to this partnership, and coverages exclusively tailored to the needs of CHF Canada member housing co-ops, rates remained competitive in a hardening insurance market.

CHF Canada’s Risk Management Program, launched in 2018, provided additional resources and tools to help co-ops identify and reduce common household risks. This program aims to make co-ops a safer place to live, reduce accidents and claims, ultimately leading to better rates. The 2019 unit checklist results showed an encouraging decrease in preventable claims.

 

Serving Every Region

 
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We know circumstances differ for housing co-ops in different parts of the country.

Rules and regulations differ and some areas have no regional federation to turn to. In 2019, CHF Canada continued to provide services to co-ops in every province and territory.

Our dedicated staff team is available to help members with questions and advice on co-op legislation, by-laws, support with difficult meetings, liaising with regulators and third parties, and much more.

 
 
 

In Ontario,

  • We hosted our annual Co-op Housing Day at Queen’s Park and had a record breaking turnout of MPP’s.

  • We presented our Ontario 2020 Pre budget submission to the Queen’s Park Finance Committee and sent it to all MPPs in Ontario.

  • We worked closely with our local federations and members to build co-op supporters in the provincial government.

  • The province introduced the Community Housing Renewal Strategy which CHF Canada has long called for.

  • We continue to lobby to protect the long-term viability of existing provincial housing providers as their mortgages come to an end.

  • We successfully advocated for simplified rent geared to income (RGI) for Ontario provincial housing co-ops. 

In the Prairies,

We advocated for co-op housing during provincial elections in Alberta and Manitoba, and we supported Saskatchewan co-ops as they rallied on the steps of the legislature to protect provincially-administered rental assistance. We hosted spring and fall education events in Manitoba and Saskatchewan, and we attended the Goldeye Conference to connect with Alberta members and federations.

In the Atlantic Region,

Over 100 co-op members from four provinces convened in the spring of 2019 for the first Atlantic Summit, featuring a dynamic assortment of workshops and plenaries. In 2019, Compass Nova Scotia saved 58 units of co-operative housing, and won bid for land through the Federal Lands Initiative that will add 51 new units of co-op housing in the Halifax Regional municipality.

 

Working towards reconciliation

 
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Throughout 2019, CHF Canada worked with consultant Jackie Hogue on a plan for how we can support the journey towards reconciliation between Indigenous peoples and settlers in Canada.

In 2020, CHF Canada will be releasing a reconciliation toolkit for our members as a result of this work.

Some CHF Canada staff also took part in a reading group to read and discuss the final report of the National Inquiry into Missing and Murdered Indigenous Women and Girls (MMIWG).

Jackie Hogue

Jackie Hogue

 
 
CHF Canada is undergoing a thoughtful, action-oriented approach to guiding housing co-op members on how the people in the cooperative housing movement can answer the call to action by the Truth and Reconciliation Commission of Canada.  Canada’s truth includes not only the displacement of Indigenous people historically, but also the contemporary legacy of systems that perpetuate insecure access to housing. Reconciliation involves educating oneself, walking beside Indigenous peoples, and working within our communities to act within systems that we can influence.
— Lisa Forbes, CHF Canada Diversity Committee
 

We’re Listening

 
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Listening

We’re grateful to everyone who took time to participate in our member survey and our annual meeting survey and focus groups.

We rely on our members to let us know what is most important to you and how CHF Canada can help. And we’re listening.

What we heard in these surveys is letting us know which services are most important to you, and how we can improve to serve you better.

Our annual meeting consultations revealed that members want a shorter format, better value with more events and meals included, and to make sure we still have lots of opportunities for you to learn and network.

We are making that happen as we plan future meetings in 2021 and 2022.

 
 

Membership by The numbers

 
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In 2019, we welcomed six housing co-ops, two co-ops in development, five associates, and four individuals as new CHF Canada members, bringing us to a total of 903 housing co-ops, 106 associates and 34 individual members.

13 co-ops celebrated 20 years of membership, 43 members received a 30-year loyalty award, and 13 members had been with us for 40 years!

We love featuring member co-ops, and the wonderful members of our members, through profiles on our website. And we especially enjoy sharing the stories of young members. Get in touch at info@chfcanada.coop if you know a story we should share!

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#COOPTOUR

 
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CoopTour

Throughout 2019, CHF Canada made weekly posts showcasing some of the amazing housing co-ops across the country.

You can see all of the #CoopTour posts on a Google map, in this Facebook album, or in this Twitter thread.

CHF Canada is active on Facebook, Twitter, Instagram, LinkedIn, and YouTube. Give us a follow!

 
 

London Annual Meeting

 
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In June, over 650 co-op members and supporters took part in CHF Canada’s 2019 Annual Meeting, in London, ON.

Members passed resolutions beginning the process of reorganizing CHF Canada’s Board of Directors and Ontario Council into a single governance body. Our business meetings also used electronic voting for the first time.

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Awards & Grants

 
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Co-operative Achievement

Kaslo Gardens, Vancouver

 
 

Kaslo Gardens Housing Co-op in Vancouver received this year’s Award for Co-operative Achievement for their work on reconciliation.

Members of the co-op worked with the Aboriginal Life in Vancouver Enhancement Society and other co-ops in BC to understand  how co-ops can best support the 94 calls to action of Canada’s Truth and Reconciliation Commission.

 
 
 

Lloyd "Butch" Stevenson received the Award for Outstanding Contribution to Co-op Housing. He helped found Native Inter-Tribal & Four Feathers housing co-ops, and put forward, three years in a row until it passed, the motion for CHF Canada to add a Director representing Aboriginal Communities to our Board. 

Lloyd Stevenson

Lloyd Stevenson

 
 
 
Nick Sidor

Nick Sidor

Nick Sidor, who retired from CHF Canada in 2018, was recognized as an Honourary Lifetime Associate to recognize his long career and important advocacy work for housing co-ops. His dedication to Canada’s housing co-ops has touched on some of CHF Canada’s most significant achievements over the past 20 years, from advocacy victories on prepayment penalties and the You Hold the Key campaign to the establishment of CHF Canada’s financial planning services.

 
 
 

CHF Canada’s Management Scholarships helped three co-op staff and members improve their skills in property and financial management. 

Our Diversity Grants supported projects ranging from translation software to a guide for including 2SLGBTQ+ members.

Our Diversity Scholarships recognize and support emerging leaders of the co-op housing movement in their pursuit of post-secondary education. Since its inception, over 460 scholarships have been awarded.  In 2019, over $170,000 was awarded to successful young member recipients.

“Thanks to CHF Canada’s generosity I am currently able to upgrade my skill set in the affordable housing sector and get certified in the job I currently do. These certification credentials lead to opportunities for promotion and growth within my own company and the affordable housing sector at large.”

Jeannine O’Hara, La Petite Maison Housing Co-op member and Management Scholarship recipient

 

Greener co-op MicroGrants

 

In 2019, we distributed a total of $51,217 to 21 co-ops to help them make sustainability upgrades that resulted in huge cost and energy savings.

This was a big increase from 2018, when we gave $33,136 to nine co-ops!

 
 

Financials

 
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Financials at December 31, 2019

 

Total Assets

$17,757,848

Operating Revenues

$5,752,919

Operating Expenses

$6,316,271

 
 

Operating Fund Balance

$1,455,167

PRESENTED AS:

 
 
 

Total Reserves

$3,473,396

Endowment Funds

$11,071,889

 
 
 

BOARD, COUNCIL & COMMITTEES

 
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As a co-op, CHF Canada is governed by the members it serves.

Elected representatives on the CHF Canada’s Board of Directors, Ontario Council and committees serve a vital role in our success.  

In 2019, the Board executive was re-elected to their positions. Barb Millsap, resigned as vice president in November, and was replaced in this position by Tina Stevens.

The 2019 Ontario Council (pictured below) elected Dave McFarlane as president; Allison Chase, vice-president; Mary Ann Hannant, 2nd vice-president; and David Corson, treasurer.

New: Sandra Turgeon (Board), Sonia Aguilar Valencia (Council)

Departed: Louis-H. Campagna (Board), Clinton Reid (Council), David Waters (Board)

Sandra Turgeon

Sandra Turgeon

Sonia Aguilar Valencia

Sonia Aguilar Valencia

Council
 

Staff

 
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CHF Canada benefits from a dedicated group of staff serving members from offices across Canada.

New: Courtney Lockhart, Dillon Waldron. (In 2020) Owen Carnahan, Sophie Cooper, Rajathi Ratnasiri   

Departing: Deniz Bilgen, Emily Doyle, Derek Pokora, Rebecca Richardson, David Spackman

Courtney Lockhart

Courtney Lockhart

Dillon Waldron

Dillon Waldron

Sophie Cooper

Sophie Cooper