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  <url>
    <loc>https://annualreport.chfcanada.coop/annualreport2018</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-05-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521434823-0TPVVLLWMP93RR5ZBENE/DSC_1104.JPG</image:loc>
      <image:title>Annual Report 2018 - Success in the Vision will achieve:</image:title>
      <image:caption>✓ A co-operative housing movement that actively integrates the co-operative identity into everything we do. ✓ Ongoing and significant development which will increase the availability and sustainability of co-operative housing in Canada. ✓ A common culture of strategy, renewal and growth among our movement’s members, leaders, and supporting organizations. ✓ A network of active partnerships and collaboration among all stakeholders in the co-op housing movement. ✓ A widespread and influential presence of diverse, resilient co-op housing communities throughout Canada. - From the Vision Framework, adopted by members at the 2018 Annual Meeting</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521478510-UOH943CPHHGP7NTE6TAI/2018_09_06_CHF_PORTRAITS_025.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1558982737822-SBYNP66JTACP3IH57GKN/DeneseandDaughter1_resized.jpg</image:loc>
      <image:title>Annual Report 2018 - “My co-op means the world to me. Living here has brought so much richness and diversity to our lives. I’m proud that we fought to protect our co-op neighbours who wouldn’t be able to live here without a subsidy.”</image:title>
      <image:caption>Denese Gascho, Grace MacInnis Co-op</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1556910098734-KAIO8SSKY1GWYJ8QNLO8/DfG7cysUwAAqTsS.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559051160429-U9PZPBAELAHQ23QL5X18/CCHF_Feb_23_2018-2250.jpg</image:loc>
      <image:title>Annual Report 2018 - “My co-op means the world to me. Living here has brought so much richness and diversity to our lives. I’m proud that we fought to protect our co-op neighbours who wouldn’t be able to live here without a subsidy.”</image:title>
      <image:caption>Denese Gascho, Diane Frankling Co-op</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557520410466-8BYD8TNFLVZTLH7F8ZJZ/GrowthandDevelopment-Melissa2.jpg</image:loc>
      <image:title>Annual Report 2018 - “My co-op means the world to me. Living here has brought so much richness and diversity to our lives. I’m proud that we fought to protect our co-op neighbours who wouldn’t be able to live here without a subsidy.”</image:title>
      <image:caption>Denese Gascho, Diane Frankling Co-op</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557519546287-U6BLC4M4GYUR6QERQDK5/MPP+group+photo.jpg</image:loc>
      <image:title>Annual Report 2018 - “Thanks to support from our members and partners, we staged two successful campaigns in 2018 highlighting the need for affordable housing in Ontario. We will continue to work with provincial and municipal governments to ensure that the potential of co-op housing is fully realized to help meet the need for secure, affordable, community-oriented housing.”</image:title>
      <image:caption>Allison Chase, CHF Canada Ontario Council President</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557518290402-PR2GF35RIA0STIE0S9EK/AssetPlanningPanel-RamsayHeightsCoop2.png</image:loc>
      <image:title>Annual Report 2018 - “We wouldn’t have made it through the door at a financial institution on our own. CHF Canada made sure that we could talk to the credit union in a way that they understood, and handled a ton of paperwork.”</image:title>
      <image:caption>Colin Tomlins, Ramsay Heights Housing Co-op, Calgary, Alberta</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1558638383844-9VGXF1J1ZA6F03GTYG94/CHF_Risk_resized.jpg</image:loc>
      <image:title>Annual Report 2018 - “I see that they have promptly put up the posters a couple weeks ago, very nice, large, clear, and eye-catchingly colourful!...I know firsthand that multiple residents have taken steps to address potential risks, so this is excellent!”</image:title>
      <image:caption>Member of a housing co-op participating in CHF Canada’s Risk Management Program</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559051663384-HZ4JN3E9TJI7YXSWTI10/AR_generic%252Buse_member.jpg</image:loc>
      <image:title>Annual Report 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • UN Sustainability Goals</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557518953349-DSE2IRHYHBXBBKUI3PSP/watch-us-grow.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557519065343-8Y4R5PAWFY14WSG27PHT/Diversity-KasloBlanketexcercise2.jpg</image:loc>
      <image:title>Annual Report 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521001224-D65153OMFN1BN8OI4Y5A/GrowthandDevelopment-Melissa3.jpg</image:loc>
      <image:title>Annual Report 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557518084452-36DTIJ6OK6AS0HAJ0AL8/Greener+Co-op+Microgrants+1.png</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559051770878-UF9YGB8EJMV6QKBPQKZ8/Day-One-1.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559051856643-5G5ZWHMAJ7PTCGO2WLTD/2018_09_06_CHF_PORTRAITS_008.jpg</image:loc>
      <image:title>Annual Report 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559082776397-DFO9PME54BZ4D5NDLJ3J/CHFCanada.png</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559052035719-8NAEN7BPUQLE2WD5C2MP/Courtney.jpg</image:loc>
      <image:title>Annual Report 2018 - New resources in 2018:</image:title>
      <image:caption>Courtney Lockhart</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557412181080-VDJEVQKFHW994WE7W3XS/img_1474_44262110764_o.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557412262164-K3NH0AZIT59VA7NQXQM5/CHF-2018-Day-Two-063.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557519507111-4EC69Q8GFPTQFDNTMEJ8/AR_Elections+in+ON_Clarion+Co-op+event.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557519710168-DKIBBQ7W2YYPAJPXQJD8/Bain-award.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559147566312-0RZ2SYA7U1INX7L2EFN1/2018_09_06_CHF_PORTRAITS_006.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557520187890-NWT7TXR2L7GOFMUYJJD4/chfc-staff.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557520379318-FGKKILEL3JF0EMOYECLT/GrowthandDevelopment-Melissa.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521262352-U6UJXLIWRUGDLY4O3Q4U/CHF-2018-Day-Four-136.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521604273-6TEQHER6MOUTB0BEN263/DSC_1090.JPG</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1558637938231-UX86J3NOIYATGJIZ4ZJW/COOP_banner.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559050641061-9UABUTI3MSV6HJVUOXZA/50+banner.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559051096407-5QE248J90KQRYFEDHEJW/CCHF_Feb_23_2018-2154.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559053503436-25T8PO1LQCFLK5B72AIC/2019-04-13-CHF-Atlantic-062-highres.jpg</image:loc>
      <image:title>Annual Report 2018</image:title>
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  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/rapportannuel2018</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-05-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521434823-0TPVVLLWMP93RR5ZBENE/DSC_1104.JPG</image:loc>
      <image:title>Rapport Annuel 2018 - Le succès de la vision permettra d'atteindre les objectifs suivants :</image:title>
      <image:caption>✓ un mouvement de l’habitation coopérative qui intègre activement l’identité coopérative dans les activités quotidiennes de vie en coopérative ✓ un développement continu et significatif qui augmentera la disponibilité et la durabilité de l’habitation coopérative au Canada. ✓ une culture commune axée sur la stratégie, le renouvellement et la croissance parmi les membres, les dirigeants et les organismes de soutien de notre mouvement. ✓ un réseau de collaboration et de partenariats actifs parmi tous les intervenants au sein du mouvement de l’habitation coopérative ✓ une présence étendue et influente des communautés de coopératives d’habitation diversifiées et résilientes à l’échelle du Canada. - Extrait du cadre de la vision adopté par les membres lors de l’assemblée annuelle de 2018</image:caption>
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      <image:title>Rapport Annuel 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1556910098734-KAIO8SSKY1GWYJ8QNLO8/DfG7cysUwAAqTsS.jpg</image:loc>
      <image:title>Rapport Annuel 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559067745198-8QHCX7TZRTJ9GRVWFRJP/DeneseandDaughter1_resized.jpg</image:loc>
      <image:title>Rapport Annuel 2018 - « Ma coopérative représente beaucoup pour moi. Vivre ici a apporté énormément de richesse et de diversité dans nos vies. Je suis fière que nous nous soyons battus pour protéger d’autres membres de la coopérative qui n'auraient pas pu vivre ici sans une subvention. »</image:title>
      <image:caption>Denese Gascho, Grace MacInnis Co-op</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559068254329-QI5AMD8HDSYA73YFLLA1/CCHF_Feb_23_2018-2250.jpg</image:loc>
      <image:title>Rapport Annuel 2018 - “My co-op means the world to me. Living here has brought so much richness and diversity to our lives. I’m proud that we fought to protect our co-op neighbours who wouldn’t be able to live here without a subsidy.”</image:title>
      <image:caption>Denese Gascho, Diane Frankling Co-op</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557520410466-8BYD8TNFLVZTLH7F8ZJZ/GrowthandDevelopment-Melissa2.jpg</image:loc>
      <image:title>Rapport Annuel 2018 - “My co-op means the world to me. Living here has brought so much richness and diversity to our lives. I’m proud that we fought to protect our co-op neighbours who wouldn’t be able to live here without a subsidy.”</image:title>
      <image:caption>Denese Gascho, Diane Frankling Co-op</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557519546287-U6BLC4M4GYUR6QERQDK5/MPP+group+photo.jpg</image:loc>
      <image:title>Rapport Annuel 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557518290402-PR2GF35RIA0STIE0S9EK/AssetPlanningPanel-RamsayHeightsCoop2.png</image:loc>
      <image:title>Rapport Annuel 2018 - « Nous n'aurions pas pu franchir la porte d’une institution financière sans aide. La FHCC nous a permis d’avoir ce premier contact avec la caisse de crédit pour expliquer clairement la situation, et elle s'est occupée de toute la paperasse. »</image:title>
      <image:caption>Colin Tomlins, Ramsay Heights Housing Co-op, Calgary, Alberta</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1558638333302-HYEHD7OPMYJ17CS64XBE/CHF_Risk_resized.jpg</image:loc>
      <image:title>Rapport Annuel 2018 - « Je constate qu'ils ont rapidement posé les affiches il y a quelques semaines; elles sont très jolies, grandes, claires, accrocheuses et très colorées! »</image:title>
      <image:caption>Membre d'une coopérative d'habitation qui participe au Programme de gestion des risques de la FHCC</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559068435517-PMKJ5I14KGRTXWWDFBSC/AR_generic%2Buse_member.jpg</image:loc>
      <image:title>Rapport Annuel 2018 - Nouvelles ressources en 2018:</image:title>
      <image:caption>⦁ Communautés accueillantes pour les personnes LGBT2SQ • Charte des bons services aux membres • Administrateurs en situation d'arriérés • Réglementation sans fumée (Ontario) • Guide sur l’obligation d’adaptation • Guide pour la reconnaissance des terres autochtones traditionnelles • Objectifs de durabilité des Nations-Unies</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557518953349-DSE2IRHYHBXBBKUI3PSP/watch-us-grow.jpg</image:loc>
      <image:title>Rapport Annuel 2018</image:title>
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      <image:title>Rapport Annuel 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557521001224-D65153OMFN1BN8OI4Y5A/GrowthandDevelopment-Melissa3.jpg</image:loc>
      <image:title>Rapport Annuel 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:title>Rapport Annuel 2018</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1557518084452-36DTIJ6OK6AS0HAJ0AL8/Greener+Co-op+Microgrants+1.png</image:loc>
      <image:title>Rapport Annuel 2018</image:title>
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      <image:title>Rapport Annuel 2018 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:title>Rapport Annuel 2018</image:title>
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      <image:title>Rapport Annuel 2018 - New resources in 2018:</image:title>
      <image:caption>Courtney Lockhart</image:caption>
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      <image:title>Rapport Annuel 2018</image:title>
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      <image:title>Rapport Annuel 2018</image:title>
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    <lastmod>2020-06-10</lastmod>
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      <image:title>Rapport Annuel 2019 - La campagne #Incluonslescoops en chiffres</image:title>
      <image:caption>1 débat national sur le logement 3 lettres d’opinion publiées dans les journaux 30 événements organisés dans des circonscriptions 63 candidats ont participé à la campagne 2 590 utilisations du mot-clic #Incluonslescoops dans les médias sociaux 4 450 visiteurs sur le site Web de la campagne</image:caption>
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      <image:title>Rapport Annuel 2019</image:title>
      <image:caption>Des membres du personnel de la FHCC et de la CHFT visitent un site d’Habitat pour l’humanité, au 140 Pinery Trail, à Scarborough, en Ontario.</image:caption>
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      <image:title>Rapport Annuel 2019 - Ressources en 2019</image:title>
      <image:caption>Nouvelle ressource : Fiche d’information : Région de l’Ontario – Renseignements concernant la fin des accords d’exploitation pour les coopératives de la LSL Mise à jour : Prendre la parole aux réunions Évaluation de l’entreprise de gestion de votre coopérative Évaluation du gestionnaire de votre coopérative Fiche d’information : Fonctionnement du modèle de financement de la LSL Guide des demandes de propositions pour des services de gestion dans les coopératives d’habitation de l’Ontario</image:caption>
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      <image:caption>Kawartha Village Co-op, Peterborough, Ontario (80 logements)</image:caption>
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      <image:title>Rapport Annuel 2019</image:title>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>Jackie Hogue</image:caption>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:title>Rapport Annuel 2019</image:title>
      <image:caption>Lloyd Stevenson</image:caption>
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      <image:caption>Nick Sidor</image:caption>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>Sandra Turgeon</image:caption>
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      <image:caption>Sonia Aguilar Valencia</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589984883615-LWWZZV0WDEQHTYP4UW07/Dillon</image:loc>
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      <image:caption>Dillon Waldron</image:caption>
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      <image:caption>Sophie Cooper</image:caption>
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      <image:title>Rapport Annuel 2019 - New resources in 2018:</image:title>
      <image:caption>Courtney Lockhart</image:caption>
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  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/annualreport2019</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1590424747800-ICOZAEVSUBPGMZRRPWFP/Voices.gif</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589391672076-Q6IUTI3CT3ZRSHHBJI8L/2018_09_06_CHF_PORTRAITS_025.JPG</image:loc>
      <image:title>Annual Report 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589465449498-W63ROF7IJXL0C64AH67S/IMG_0062.jpg</image:loc>
      <image:title>Annual Report 2019 - #IncludeCoop campaign by the numbers</image:title>
      <image:caption>1 National Housing Debate 3 national newspaper op-eds 30 events in ridings 63 candidates participated in the campaign 2,590 uses of the #IncludeCoop hashtag on social media 4,450 visitors to the campaign website</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589986329406-9GY2HEAHFRABZ93IUMLZ/supportcoop.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589483079266-K8CDX0TUDLF5S9SYY0WI/Layingfoundations.png</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>CHF Canada and CHFT staff touring Habitat for Humanity site at 140 Pinery Trail in Scarborough, Ontario</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589984827301-1480VAM5ZIJ9RMQXMFTK/Courtney.jpg</image:loc>
      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>Courtney Lockhart</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589984650752-7RN6E79XP0TEO8I4NT51/SophieCooper</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>Sophie Cooper</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589984883615-LWWZZV0WDEQHTYP4UW07/Dillon</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>Dillon Waldron</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1559082776397-DFO9PME54BZ4D5NDLJ3J/CHFCanada.png</image:loc>
      <image:title>Annual Report 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589985667314-7BMT0S6VDJG9YLSQIXRZ/Sandra.jpg</image:loc>
      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>Sandra Turgeon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1590425393665-6VUAM0KOML7HECRZRJSG/Sonia.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>Sonia Aguilar Valencia</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589985623463-5YHVH2OOWGW4I4COW5D5/Council</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589483996857-VIS2AMA0B75AL9ICF0NJ/lloyd.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>Lloyd Stevenson</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589985720886-X71V34RD8QX365HWZESF/nick+sidor.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>Nick Sidor</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589467504858-D2VMRU3CIFCCFM9IIFHW/071.jpg</image:loc>
      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589986404542-KDY1FMBJ9O7OD9XM47VH/building.png</image:loc>
      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589986659405-ZP7QRK5QTJICRU5TJ1GL/Listening</image:loc>
      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>• LGBT2SQ Inclusive Communities • Good Member Services Charter • Directors in Arrears • Smoke-Free Bylaw (Ontario) • Duty to Accommodate Guide • A Guide to Indigenous Land Acknowledgements • US Sustainability Goals</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589483499036-0FXCB5DH0DY60WRPHJO0/jackie-hogue-3-260x300.jpg</image:loc>
      <image:title>Annual Report 2019 - New resources in 2018:</image:title>
      <image:caption>Jackie Hogue</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589483407526-Q3WGFPU4VLB0N9UOH7YN/2019-04-13-CHF-Atlantic-079-highres.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589483288181-G4586FZXB797NCJR6VGA/Village+Green.jpg</image:loc>
      <image:title>Annual Report 2019 - Resources in 2019</image:title>
      <image:caption>New: Fact Sheet: Ontario Region - End of Mortgage Information for HSA Co-ops Updated: Speaking Up at Meetings Evaluating your co-op management company Evaluating your co‑op manager Fact Sheet: How the HSA funding model works Guide to request for proposals for management in Ontario housing co-ops</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589483346234-QLM2N70LLDZFE3X35H25/kawarthavillagephotoshoothdp-6.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
      <image:caption>Kawartha Village Co-op, Peterborough Ontario (80 units)</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589465423553-OQE5X57ZFDNXQPS7UORA/Bill+Morneau%2C+Fieldstone+Co-op.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589465726522-1VA3AK6HM2LAF68QV5YM/includecoop.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589465851683-JLZ7N4XVYN7NHD6W8D7O/Sudbury+Managers%27+Event+5.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589465960609-UIIYOKWP2AVLZSLISJSD/2019-04-13-CHF-Atlantic-033-highres.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589466012408-TSKPQNUG9UQ3QYHNCSY7/DSC_0829.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589466053851-WSHBUW64CXBAA2H2IRG9/DSC_2779.jpg</image:loc>
      <image:title>Annual Report 2019</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589466104495-ZG4W2MKQZH4X5BBM2Z59/kawarthavillagephotoshoothdp-61.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1589467481610-H0PVIID4CE5K22YJQX4R/DSC_2871.jpg</image:loc>
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      <image:title>Annual Report 2019</image:title>
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      <image:title>Annual Report 2019</image:title>
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  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/rapportannuel2020</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284817020-LJRBLUBQOXP1H0UZ79K8/181017Tina.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Tina Stevens, présidente</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622489302900-J7T0B5QGBKEP215IJ5S2/ReportHeader-01.png</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284762159-8BQMHGBZDZJK0RVQ7QXF/Tim_1-1.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Tim Ross, directeur général</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622481780104-C0ITPUFNW55UBZTYD3PT/2021-05-11+AR+graphic+-+education+attendance+FR.png</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Participation globale à nos évenements virtuels en 2020 : près de 2,000</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621288351350-MFN17GUDH23W4PJ9V46I/201008-Co-op-managers-COVID.png</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>En septembre 2020, lors du cercle de partage de la FHCC pour les gestionnaires et le personnel des coopératives, 96 % des personnes ont indiqué qu’ellles allaient bien.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621288535753-C9ZIK683ZUG0WJ3ZFN3W/Brooks+3.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055004652-84XOL248HK6DHTF7Y2QN/newroof.jpg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284178167-J3S8G1YXH57TB2BXEJP9/5.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>En 2020, la Unified St. John a construit un immeuble avec 14 nouveaux logements coopératifs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284381117-A52EO2D471LSZBMBRV2J/Harvey+w+Tim%2C+Allison.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621283743956-7HCWNUYB7D87AU0KF88W/Prairies+photo_Village+Canadien.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>La Village Canadien Co-op à Winnipeg, soumis par Stefanie Einfield dans le cadre de notre concours de photo 2020</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055339158-LVEG8F9O5JB368RX89VS/Photo+w+Clark.png</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>L’honorable Steve Clark, ministre des Affaires municipales et du Logement, rencontre des représentants des coopératives à l’occasion de la Journée de l’habitation coopérative.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055798269-6CYTJOPCYA2EQ0NOKCZS/Screenshot+2021-05-07+113304.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282027396-UXXCSW4P1GLAXOYFXM6B/2020+Scholarship+Breanne+G.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622487129549-9OVHT6LFRB637ZJ8ZO29/2021-04-12+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+1+FR.png</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622487226634-ZE8Q48NMQM5KLEO41WRJ/2021-04-12+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+2+FR.png</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282427376-Q7TW2SXLOP3LTZH3ZGB9/Cercle+Carre+2.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282089170-PSCYNP8CVM0SDQ4MEEGG/Lindsey+%28crop%29.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279258665-OCG7YRERC14774932K1O/Isabel-Ciok_picture-2.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Isabel Ciok</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279477558-P8YB1SAZFPJ9SV8VTW2F/SM-Don-Goss-NS.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Don Goss</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279509955-5XIQRF4050XBP7VQWH2Z/Coral-Hetherington-bio-pic-crop-scaled.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Coral Hetherington</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279547886-035BSUZWYCJ70X386PQ2/Sarah-Jensen_picture-2.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Sarah Jensen</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279611889-375WVBU07LPGPD6PKWUD/Lindsey-Murphy_picture_crop.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Lindsey Murphy</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279612391-P8UWP7DOCPU9UI25YYTH/Dawn-Obokata_picture-2.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Dawn Obokata</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279611852-6BNM4AC5MU5MKJ8AQWK9/FB_IMG_1578935758300.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Tanya O'Keefe</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056481005-O62W7G4YXWYQC4AXY8Y9/200319-Owen-Carnahan-scaled.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Owen Carnahan</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056479835-NPZJC92HCFT2RE13WW6F/Jaclyn.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Jaclyn Johnston</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056613726-KIP8UL08PUMO9K2BLX5I/Rajathi.jpg</image:loc>
      <image:title>Rapport annuel 2020 - Rajathi Ratnasiri</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056480723-6SMV7IQ7CNROCGJ0PI3U/210128-Dallas-blog-crop.png</image:loc>
      <image:title>Rapport annuel 2020 - Dallas Alderson</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622662546225-YXWW2YO44PT9YTI7ZOKO/phast.jpg</image:loc>
      <image:title>Rapport annuel 2020 - Sophie Cooper</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056386819-QAPNE6B4W52T2ZV1T9QG/harvey.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Harvey Cooper</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056386334-S9JIE9JQWI5TALMKDYW3/scott.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Scott Parry</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056386329-BVR0AA305O3U8BQVU60O/dillon.jpeg</image:loc>
      <image:title>Rapport annuel 2020 - Dillon Waldron</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279071276-CCGF405EG0I2F3I4VLPM/Staff+waving.gif</image:loc>
      <image:title>Rapport annuel 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284701301-OVF1B9YEB578JC9UX3EF/Screenshot+2021-05-07+112315.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284443581-JJ1RMOIISLTH5II7JAE0/received_1589857947842617.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055587471-FZJJ1W3GR9WB57QTAI0H/Adam+van+Koeverden.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621366888298-7Q7OPA1SIB44WA0OYZS2/Clairvue+construction_AR2020.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621366933777-R7W4IVCJ292TOQE3LWES/CHFC-01708.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621283072417-B43DC95B5SC73HQE7PQH/CHFC-00806.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055867349-6O33NWJNUZKDHC4VYJFW/Brittany+montage+long.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282632513-WNK2S5PKQ2KRKOM3UBPD/Hromada+2.jpeg</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055972857-4DIBFSRKFKHMJP4OUV0O/background-01.png</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056053858-VLRT2WM8X43TXNQ692X7/Staff+waving.gif</image:loc>
      <image:title>Rapport annuel 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/humans</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-05-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280595365-D8GCGYAD93PFREGOQ0PR/Story1.jpeg</image:loc>
      <image:title>Humans - Sandra</image:title>
      <image:caption>Sandra worked with other members to create their new co-op</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280595365-D8GCGYAD93PFREGOQ0PR/Story1.jpeg</image:loc>
      <image:title>Humans - Sandra</image:title>
      <image:caption>Sandra worked with other members to create their new co-op</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280595722-PEU9WX28IEE500JL0NMD/story2.jpeg</image:loc>
      <image:title>Humans - Michelle</image:title>
      <image:caption>Michelle is pursuing a Masters in co-op management to grow as a leader</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280596516-ZLB7JZ28ZAKJLC08A04P/story3.jpeg</image:loc>
      <image:title>Humans - Kerry</image:title>
      <image:caption>Kerry says co-ops can help solve “the disease of loneliness”</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280597308-LRQ3B3FN9BZV0PCCOV63/story4.jpeg</image:loc>
      <image:title>Humans - Singing</image:title>
      <image:caption>Keeping spirits high with a social distancing singalong</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280835847-AEI8WMX2GKIXESS9IEBH/Placeholder_Square.png</image:loc>
      <image:title>Humans - Miriam</image:title>
      <image:caption>Miriam is part of three generations of housing co-op members</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280597170-CPRH8DGGCS80EP1BI6CZ/Story6.jpeg</image:loc>
      <image:title>Humans - Sarcee Meadows</image:title>
      <image:caption>Sarcee Meadows Women’s Circle helps out</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280597564-2BZRZ0Y4ZL8LJ2JLUVTX/Story7.jpeg</image:loc>
      <image:title>Humans - Jelena</image:title>
      <image:caption>Jelena and her family love helping out</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621280598105-YIH2QFSA02KMK1ZQCT6G/story8.jpeg</image:loc>
      <image:title>Humans - Ian</image:title>
      <image:caption>Ian helps build food security in his community</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/annualreport2020</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284762159-8BQMHGBZDZJK0RVQ7QXF/Tim_1-1.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Tim Ross, Executive Director</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622489334025-G6I2ZW53F4JVDZ518835/ReportHeader-01.png</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284817020-LJRBLUBQOXP1H0UZ79K8/181017Tina.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Tina Stevens, President</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621288351350-MFN17GUDH23W4PJ9V46I/201008-Co-op-managers-COVID.png</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>In September 2020, at CHF Canada’s sharing circle for co-op managers and staff, 96% said they were doing well.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621288535753-C9ZIK683ZUG0WJ3ZFN3W/Brooks+3.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055004652-84XOL248HK6DHTF7Y2QN/newroof.jpg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621288420329-MV8XZ1ZY1WZU4FJE4VJH/2021-05-11_ar_graphic_-_education_attendance.png</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Overall attendance of nearly 2,000 at our virtual events through 2020 (including manager/staff networking).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056386819-QAPNE6B4W52T2ZV1T9QG/harvey.jpeg</image:loc>
      <image:title>Annual Report 2020 - Harvey Cooper</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056386334-S9JIE9JQWI5TALMKDYW3/scott.jpeg</image:loc>
      <image:title>Annual Report 2020 - Scott Parry</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056386329-BVR0AA305O3U8BQVU60O/dillon.jpeg</image:loc>
      <image:title>Annual Report 2020 - Dillon Waldron</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279258665-OCG7YRERC14774932K1O/Isabel-Ciok_picture-2.jpeg</image:loc>
      <image:title>Annual Report 2020 - Isabel Ciok</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279477558-P8YB1SAZFPJ9SV8VTW2F/SM-Don-Goss-NS.jpeg</image:loc>
      <image:title>Annual Report 2020 - Don Goss</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279509955-5XIQRF4050XBP7VQWH2Z/Coral-Hetherington-bio-pic-crop-scaled.jpeg</image:loc>
      <image:title>Annual Report 2020 - Coral Hetherington</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279547886-035BSUZWYCJ70X386PQ2/Sarah-Jensen_picture-2.jpeg</image:loc>
      <image:title>Annual Report 2020 - Sarah Jensen</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279611889-375WVBU07LPGPD6PKWUD/Lindsey-Murphy_picture_crop.jpeg</image:loc>
      <image:title>Annual Report 2020 - Lindsey Murphy</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279612391-P8UWP7DOCPU9UI25YYTH/Dawn-Obokata_picture-2.jpeg</image:loc>
      <image:title>Annual Report 2020 - Dawn Obokata</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279611852-6BNM4AC5MU5MKJ8AQWK9/FB_IMG_1578935758300.jpeg</image:loc>
      <image:title>Annual Report 2020 - Tanya O'Keefe</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621279071276-CCGF405EG0I2F3I4VLPM/Staff+waving.gif</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056481005-O62W7G4YXWYQC4AXY8Y9/200319-Owen-Carnahan-scaled.jpeg</image:loc>
      <image:title>Annual Report 2020 - Owen Carnahan</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056479835-NPZJC92HCFT2RE13WW6F/Jaclyn.jpeg</image:loc>
      <image:title>Annual Report 2020 - Jaclyn Johnston</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056613726-KIP8UL08PUMO9K2BLX5I/Rajathi.jpg</image:loc>
      <image:title>Annual Report 2020 - Rajathi Ratnasiri</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056480723-6SMV7IQ7CNROCGJ0PI3U/210128-Dallas-blog-crop.png</image:loc>
      <image:title>Annual Report 2020 - Dallas Alderson</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622662314270-OBIHHY5X574HGM1FO2B0/phast.jpg</image:loc>
      <image:title>Annual Report 2020 - Sophie Cooper</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282259541-H6Q6TLBBGZ6VXNDBE396/2021-04-12+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+2.png</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282089170-PSCYNP8CVM0SDQ4MEEGG/Lindsey+%28crop%29.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282208409-DIDXH6ZJ5U32I7SG2LUQ/2021-04-12+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+1.png</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282427376-Q7TW2SXLOP3LTZH3ZGB9/Cercle+Carre+2.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282027396-UXXCSW4P1GLAXOYFXM6B/2020+Scholarship+Breanne+G.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055798269-6CYTJOPCYA2EQ0NOKCZS/Screenshot+2021-05-07+113304.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621283743956-7HCWNUYB7D87AU0KF88W/Prairies+photo_Village+Canadien.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Village Canadien Co-op in Winnipeg, submitted by Stefanie Einfield for our 2020 Photo Contest</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055339158-LVEG8F9O5JB368RX89VS/Photo+w+Clark.png</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>The Honourable Steve Clark, Minister of Municipal Affairs and Housing, meets with co-op representatives on Co-op Housing Day.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284178167-J3S8G1YXH57TB2BXEJP9/5.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>In 2020, Unified St. John constructed a building with 14 new co-op homes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284381117-A52EO2D471LSZBMBRV2J/Harvey+w+Tim%2C+Allison.jpeg</image:loc>
      <image:title>Annual Report 2020 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621282632513-WNK2S5PKQ2KRKOM3UBPD/Hromada+2.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621283072417-B43DC95B5SC73HQE7PQH/CHFC-00806.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284443581-JJ1RMOIISLTH5II7JAE0/received_1589857947842617.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284701301-OVF1B9YEB578JC9UX3EF/Screenshot+2021-05-07+112315.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621366888298-7Q7OPA1SIB44WA0OYZS2/Clairvue+construction_AR2020.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621366933777-R7W4IVCJ292TOQE3LWES/CHFC-01708.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055587471-FZJJ1W3GR9WB57QTAI0H/Adam+van+Koeverden.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055867349-6O33NWJNUZKDHC4VYJFW/Brittany+montage+long.jpeg</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055972857-4DIBFSRKFKHMJP4OUV0O/background-01.png</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622056053858-VLRT2WM8X43TXNQ692X7/Staff+waving.gif</image:loc>
      <image:title>Annual Report 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/humans-of-coop-fr</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-05-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483678728-7U4UCFGGF8A2P6DND6FZ/Story1.jpeg</image:loc>
      <image:title>Humans of Coop FR - Sandra</image:title>
      <image:caption>Sandra travaillant avec d’autres membres pour créer leur nouvelle coopérative</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483678728-7U4UCFGGF8A2P6DND6FZ/Story1.jpeg</image:loc>
      <image:title>Humans of Coop FR - Sandra</image:title>
      <image:caption>Sandra travaillant avec d’autres membres pour créer leur nouvelle coopérative</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483692990-3DUFEW7C2NWOLAL9RM7T/story2.jpeg</image:loc>
      <image:title>Humans of Coop FR - Michelle</image:title>
      <image:caption>Michelle poursuit ses études pour obtenir sa maîtrise en gestion des coopératives afin de devenir leader</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483705510-2CGECUGLZXQD53DV0GX2/story3.jpeg</image:loc>
      <image:title>Humans of Coop FR - Kerry</image:title>
      <image:caption>Kerry considère que les coopératives peuvent aider à résoudre la « maladie de la solitude »</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483710449-TDLKJTI61636BJYOTQ6T/story4.jpeg</image:loc>
      <image:title>Humans of Coop FR - Fieldstone</image:title>
      <image:caption>Garder le moral en chantant pour pratiquer la distanciation sociale</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483723766-50Q5OJPLI8L4OJE8QO6Z/story8.jpeg</image:loc>
      <image:title>Humans of Coop FR - Ian</image:title>
      <image:caption>Ian aide à renforcer la sécurité alimentaire dans sa communauté</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483860915-NI6P2BP0LO3ZBBIOYGFA/Placeholder_Square.png</image:loc>
      <image:title>Humans of Coop FR - Miriam</image:title>
      <image:caption>Miriam fait partie de trois générations de membres de coopératives d’habitation</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483778706-DO9905VMFP4A0645QON8/Story7.jpeg</image:loc>
      <image:title>Humans of Coop FR - Jelena</image:title>
      <image:caption>Jelena et sa famille aiment aider les autres</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622483782771-XZBHHMHR8806VD0RD3L9/Story6.jpeg</image:loc>
      <image:title>Humans of Coop FR - cercle des femmes</image:title>
      <image:caption>le Cercle des femmes renforce la communauté en offrant des repas et grâce au bénévolat</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/infographics-fr</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1654282548581-VYO3WFHYW94EK19X3V5O/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+1+-+FR+d2.png</image:loc>
      <image:title>Infographics FR</image:title>
      <image:caption>En 2021, 29 coopératives d’habitation ont reçu plus de 120 000 $ en micro-subventions pour des coops plus vertes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1654282548581-VYO3WFHYW94EK19X3V5O/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+1+-+FR+d2.png</image:loc>
      <image:title>Infographics FR</image:title>
      <image:caption>En 2021, 29 coopératives d’habitation ont reçu plus de 120 000 $ en micro-subventions pour des coops plus vertes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1654282549345-09H9F5RF55OMISVZ8FLM/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+2+-+FR+d2.png</image:loc>
      <image:title>Infographics FR</image:title>
      <image:caption>Économies d’énergie annuelles parmi les membres des coopératives d’habitation : environ 20 000 $.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1654282548531-3PARNFQPBQAWPK5BNGAZ/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+3+-+FR+d2.png</image:loc>
      <image:title>Infographics FR</image:title>
      <image:caption>Depuis 2016, plus de 400 000 dollars ont été alloués sous forme de micro-subventions à 128 coopératives d’habitation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1654282547838-FSYOGV8EUOUJIST4RYNL/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+4+-+FR.png</image:loc>
      <image:title>Infographics FR - Types de projets</image:title>
      <image:caption>Il y a eu 13 initiatives de jardins communautaires, 4 initiatives de remplacement d’éclairage à DEL, 1 initiative de composteur, 2 projets de rangement de vélos, 3 initiatives de plantation d’arbres, 1 installation de station de recharge électrique, 1 projet de prise intelligente extérieure, 1 installation de corde à linge, 1 mur vert, 1 initiative de conservation de l’eau et 1 projet de chauffe-eau intelligent</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/our-stories-2021</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495393620-XTP8BJWTKAALOV4TE2PU/image-asset.png</image:loc>
      <image:title>Our Stories 2021 - Tim Ross</image:title>
      <image:caption>CHF Canada’s Executive Director Tim Ross says co-op housing is key to solving Nova Scotia’s rising-rent crisis. (Read more, from Saltwire.com)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495393620-XTP8BJWTKAALOV4TE2PU/image-asset.png</image:loc>
      <image:title>Our Stories 2021 - Tim Ross</image:title>
      <image:caption>CHF Canada’s Executive Director Tim Ross says co-op housing is key to solving Nova Scotia’s rising-rent crisis. (Read more, from Saltwire.com)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495019761-XYOOQI3M39MMB98J4VUL/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Pine Valley</image:title>
      <image:caption>Inside Fredericton's Pine Valley Co-operative housing: A potential model solution for the battle against rising housing costs (Read more, from CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495068353-42BKMFK7O6EZ0F44IAUO/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Alexandra Wilson</image:title>
      <image:caption>Alexandra Wilson shared insights from her long career a co-op leader and advocate. (Read more)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495111937-M59S03URUIXW5Y9L643I/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Brittany Lane</image:title>
      <image:caption>Members at Brittany Lane Housing Co-operative in Sherwood Park, Alberta, have kept spirits high by giving out flowers and hosting outdoor events. (Read more)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495216447-4FB2R1IHLC32JR49V8S6/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Edmonton</image:title>
      <image:caption>'Wrapping these buildings in a nice, warm sweater': Edmonton retrofit first of its kind (Read more, from CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495264334-34H67GDNYFYAC84BBXE8/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Sara</image:title>
      <image:caption>Sara started with a kids’ committee. Now she’s a co-op president, and works and advocates in the sector. (Read more)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495303909-26R69R1JMFCWMNIHQ5GU/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Dale</image:title>
      <image:caption>Dale brings food, celebration and a vision for the future to his co-op. (Read more)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495335651-76STVLBZRH64BRVCDS92/placeholderbanner-01.png</image:loc>
      <image:title>Our Stories 2021 - Hilton and Philomena</image:title>
      <image:caption>Co-op living provides aging in place for urban Indigenous couple, Hilton and Philomena (Read more)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/stories-fr-2021</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495393620-XTP8BJWTKAALOV4TE2PU/forrent.png</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Le directeur général de la FHCC, Tim Ross, affirme que l’habitation coopérative est essentielle pour résoudre la crise de la hausse des prix du loyer en Nouvelle-Écosse. (Lire la suite sur Saltwire.com)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495393620-XTP8BJWTKAALOV4TE2PU/forrent.png</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Le directeur général de la FHCC, Tim Ross, affirme que l’habitation coopérative est essentielle pour résoudre la crise de la hausse des prix du loyer en Nouvelle-Écosse. (Lire la suite sur Saltwire.com)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495019761-XYOOQI3M39MMB98J4VUL/pine-valley-housing-co-operative-ltd.jpeg</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Au cœur de la coopérative d’habitation Pine Valley de Fredericton : une solution modèle potentielle pour la lutte contre la hausse des prix du loyer (Lire la suite sur CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495068353-42BKMFK7O6EZ0F44IAUO/2021-04-21+Alexandra+Wilson+-+IG.png</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Alexandra Wilson a partagé des idées tirées de sa longue carrière en tant que chef de file et de défenderesse des coopératives. (Lire la suite)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495111937-M59S03URUIXW5Y9L643I/20200329_BLHC_ChalkDrawing.jpeg</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Les membres de la Brittany Lane Housing Co-operative à Sherwood Park, en Alberta, ont gardé le moral en distribuant des fleurs et en organisant des activités en plein air. (Lire la suite)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495216447-4FB2R1IHLC32JR49V8S6/edmonton.png</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>« Nous enveloppons ces bâtiments dans une douillette chaude et confortable » : une rénovation sans précédent à Edmonton. (Lire la suite sur CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495264334-34H67GDNYFYAC84BBXE8/Screenshot_20210121-233651_Facebook.jpeg</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Sara a commencé avec un comité d’enfants. Maintenant, elle est présidente d’une coopérative, et elle travaille et milite dans le secteur. (Lire la suite)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495303909-26R69R1JMFCWMNIHQ5GU/Dale+2.jpeg</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>Dale apporte de la nourriture, des célébrations et une vision pour l’avenir à sa coopérative. (Lire la suite)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495335651-76STVLBZRH64BRVCDS92/Hilton+%26+Philomena+%282%29.jpeg</image:loc>
      <image:title>Stories FR 2021</image:title>
      <image:caption>La vie en coopérative permet de vieillir chez soi pour un couple autochtone urbain, Hilton et Philomena. (En savoir plus)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/infographics</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653496073472-77HK3MJG1VPE5UHR5IB1/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+1+-+EN+d2.png</image:loc>
      <image:title>Infographics</image:title>
      <image:caption>In 2021, 29 housing co-operatives received over $120,000 in Greener Co-op Microgrants</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653496073472-77HK3MJG1VPE5UHR5IB1/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+1+-+EN+d2.png</image:loc>
      <image:title>Infographics</image:title>
      <image:caption>In 2021, 29 housing co-operatives received over $120,000 in Greener Co-op Microgrants</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653496128850-H9SKU3MJ9H710IUJN4I6/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+2+-+EN+d2.png</image:loc>
      <image:title>Infographics</image:title>
      <image:caption>Annual energy savings among housing co-op members approximately $20,000</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653496160732-J23BBMG4UEAFEOXK8XR2/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+3+-+EN+d2.png</image:loc>
      <image:title>Infographics</image:title>
      <image:caption>Since 2016, over $400,000 in microgrants have been allocated to 128 housing co-ops.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495896202-M7O9CALF5L4Z8UT5PLQ0/2022-04-28+Greener+Co-op+Microgrants+infographic+for+annual+report+-+sq+4+-+EN.png</image:loc>
      <image:title>Infographics - Project Types</image:title>
      <image:caption>There were 13 community garden initiatives, four LED lighting replacements, one composter initiative, two bike storage projects, three tree planting initiative, one electric charging station installation, one exterior smart plug project, one clothesline installation, one green wall, one water conservation initiative and one smart water heater project.)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/rapportannuel2021</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284817020-LJRBLUBQOXP1H0UZ79K8/181017Tina.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Tina Stevens, présidente</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/5d9270c9-534d-4e51-9057-01d8a8b75a9f/coverimage-02.png</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284762159-8BQMHGBZDZJK0RVQ7QXF/Tim_1-1.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Tim Ross, directeur général</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/921c66c0-1fbc-4284-9513-b8a376f03c9a/WhatsApp_Image_2021-09-23_at_12.22.14_PM.jpg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a6e9f3b7-13f5-48d7-9fd5-96c3df88e8e1/2022-02-22-Number-of-homes-built-FBTW-FR.png</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/72addd2a-dadb-4ac3-a634-ad092640beb1/2022-02-22-Home-prices-FBTW-FR.png</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/37ed3039-20f2-4862-b7cb-4ccb09a6c4c5/Ahmed+Hussen+speaking+at+Annual+Meeting.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Le ministre Ahmed Hussen s'exprimant lors de notre réunion annuelle.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/ecdccc73-e86f-4ff0-aea7-aa49f40910cd/Chris+Tan+-+Paloma-371.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/9dedd086-193f-435f-b328-870399fd1c6a/Oasis-1.png</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Grâce à un nouveau prêt hypothécaire de 2,6 millions de dollars, l’Oasis Co-operative Homes est la première coopérative du PHI à organiser ses rénovations par l’entremise des Services de planification des actifs et des finances de la FHCC.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/fb14a782-8366-425c-9d46-30a7daddfb23/2021-12+Staff+and+Manager+Circle+virtual+celebration.png</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Célébration virtuelle du cercle de partage du personnel et des gestionnaires des coopératives, décembre 2021</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/8d141bb9-5220-49f3-a28a-007b1bf1fd1e/Interlake.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/be23fe65-c7c1-4c28-b56b-7e4d7e6c4f3a/Picture1.jpg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Blair Hamilton a reçu le prix Esprit communautaire de la Manitoba Non-Profit Housing Association. Ce prix rend hommage à « une personne ou à un organisme dont le soutien important et le partenariat engagé ont contribué à bâtir un secteur du logement à but non lucratif prospère et durable au Manitoba ».</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/15534580-91a2-442c-9aa4-ed695491ed3e/Compasssioncolor48x32.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Progression (2021) Créé par les artistes Letitia Fraser et Mark Maestro en collaboration avec Compass Nova Scotia et 902 Man Up. Il incarne le mélange unique de valeurs passées et d'investissements futurs du projet de la rue Maitland.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/f327cde7-e67f-4f25-a236-e3415f7cc26b/NS3.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Compass NS va rénover l’école Barton à Digby pour y ajouter de nouvelles coopératives d’habitation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/d8be9671-e5a4-491b-971b-401e381c25d1/Kingston+Co-op_2021.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>La construction de la coopérative de Kingston a commencé par des travaux sur le site pour améliorer son service d’eau.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/85e13e1b-f6df-4c87-aba3-ac0a7a10103a/2021-09-30+Staff+Group+Photo+-+Orange+Shirt+Day+-+OK+to+share+publicly.png</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Le personnel de la FHCC lors d’une formation sur la diversité, l’équité et l’inclusion à l’occasion de la Journée nationale de la vérité et de la réconciliation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495335651-76STVLBZRH64BRVCDS92/Hilton+%26+Philomena+%282%29.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Hilton Henhawke et Philomena Chechock-Henhawke sont membres de la Charles Hastings Co-op depuis 26 ans. Maintenant âgés, ils réfléchissent aux avantages de la vie en coopérative et à l’engagement de toute une vie envers leur communauté.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/c0fbd6c1-3655-4f0c-82b1-4d968a38cae4/E3ylCRcXIAkKqbG.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a800d569-afe9-4099-a2a3-76acfb6c2e76/2021-09-15-diversity-scholarships-long.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498083770-MCUW4GWDJZ8JCL6LHQZN/Allison+Chase+bio+photo+-+resized.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Allison Chase</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498086078-5GYWAGVCIYIG3OD2QKO9/Mary+Ann.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Mary Ann Hannant</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498085402-4AXZLHEQ70NDJGQ6AGFH/Cassia+Kantrow+bio+photo+-+resized.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Cassia Kantrow</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498085358-8GBOXORMUMZU9AH265DQ/2017-Council_David-McFarlane-sm.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - David McFarlane</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084769-T5V5IQCMH7SPOQZ7S93B/Claude-Pepin_picture-200px.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Claude Pépin</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084732-K2U2NVFGVA6OX2UG5Y7O/Tanya+Von+Idler+Bio+Photo+-+resized.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Tanya Von Idler</image:title>
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    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084369-QZPRRQTWNIQ45O9C8G2H/Sahara+Shaik+bio+photo+-+resized.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Sahara Shaik</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084257-GFT548SDRLCKJ4Z5SCNS/Sarah+Jensen+Bio+Photo+-+resized.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Sarah Jensen</image:title>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498083730-U5NYDZB42HLMLBNRY391/CHF_Canada-Pres-NicoleWaldron.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Nicole Waldron</image:title>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/69dd9040-8154-4017-860b-f8623abb24bd/Staff+animation+%2810%29.gif</image:loc>
      <image:title>Rapport Annuel 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497536461-PWMG9FA9QE95HT5T5WRT/Maria+Profile+Pic+2.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Maria Vaiaso</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497587404-W7GPKW9IB4S1UD9BR0ZZ/Jessica+Bundy+headshot.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Jessica Bundy</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497643946-IT5ALLH9SG8JB7KJPPWQ/211209-Blair-crop-resized.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Blair Hamilton</image:title>
      <image:caption />
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497689597-DNS0U5N5EBKEQCM7QND2/20190919_204209.jpeg</image:loc>
      <image:title>Rapport Annuel 2021 - Salam Kawadri</image:title>
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    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1654182086212-04TLW7A8L9A5MP4GNEB8/20210909_084916.jpeg</image:loc>
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  <url>
    <loc>https://annualreport.chfcanada.coop/annualreport2021</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2023-06-07</lastmod>
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      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284817020-LJRBLUBQOXP1H0UZ79K8/181017Tina.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Tina Stevens, President</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284762159-8BQMHGBZDZJK0RVQ7QXF/Tim_1-1.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Tim Ross, Executive Director</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/921c66c0-1fbc-4284-9513-b8a376f03c9a/WhatsApp_Image_2021-09-23_at_12.22.14_PM.jpg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/be4d313b-e39b-4fdb-a376-fcc0aa038278/2022-02-22-Number-of-homes-built-FBTW-EN.png</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/37ed3039-20f2-4862-b7cb-4ccb09a6c4c5/Ahmed+Hussen+speaking+at+Annual+Meeting.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Minister Ahmed Hussen speaking at our Annual Meeting</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/ad8a6336-faff-4e40-a600-bb10e83b032a/2022-02-22-Home-prices-FBTW-EN.png</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/8d141bb9-5220-49f3-a28a-007b1bf1fd1e/Interlake.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/9dedd086-193f-435f-b328-870399fd1c6a/Oasis-1.png</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>With a $2.6 million mortgage, Oasis Co-operative Homes is the first co-op from the ILM co-op program to arrange its renovations through CHF Canada’s Asset and Financial Planning Services.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/ecdccc73-e86f-4ff0-aea7-aa49f40910cd/Chris+Tan+-+Paloma-371.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/fb14a782-8366-425c-9d46-30a7daddfb23/2021-12+Staff+and+Manager+Circle+virtual+celebration.png</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Co-op Staff and Manager Sharing Circle virtual celebration, December 2021</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/be23fe65-c7c1-4c28-b56b-7e4d7e6c4f3a/Picture1.jpg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Blair Hamilton was awarded the Manitoba Non-Profit Housing Association’s Spirit of Community Award, honouring “an individual or organization whose significant support and committed partnership have contributed towards building a thriving, sustainable non-profit housing sector in Manitoba.”</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/116f651a-ceda-4af6-9dd9-d3371daf1448/2022-05-06+Fix+the+Formula+EN+d2.png</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/d8be9671-e5a4-491b-971b-401e381c25d1/Kingston+Co-op_2021.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Kingston Co-op construction started with site work to upgrade their water service.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/f327cde7-e67f-4f25-a236-e3415f7cc26b/NS3.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Compass NS will renovate Barton School in Digby to add new co-op homes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/15534580-91a2-442c-9aa4-ed695491ed3e/Compasssioncolor48x32.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Progression (2021): Created by artists Letitia Fraser and Mark Maestro in collaboration with Compass Nova Scotia and 902 Man Up. It embodies the Maitland St. project’s unique blend of past values and future investment.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/85e13e1b-f6df-4c87-aba3-ac0a7a10103a/2021-09-30+Staff+Group+Photo+-+Orange+Shirt+Day+-+OK+to+share+publicly.png</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>CHF Canada staff taking part in Diversity, Equity, and Inclusion training on National Truth and Reconciliation Day</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653495335651-76STVLBZRH64BRVCDS92/Hilton+%26+Philomena+%282%29.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Hilton Henhawke and Philomena Chechock-Henhawke have been members of Charles Hastings Co-op for 26 years. Now seniors, they reflect on the benefits of co-op living and a lifetime of commitment to their community.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/c0fbd6c1-3655-4f0c-82b1-4d968a38cae4/E3ylCRcXIAkKqbG.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a800d569-afe9-4099-a2a3-76acfb6c2e76/2021-09-15-diversity-scholarships-long.jpeg</image:loc>
      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497536461-PWMG9FA9QE95HT5T5WRT/Maria+Profile+Pic+2.jpeg</image:loc>
      <image:title>Annual Report 2021 - Maria Vaiaso</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497587404-W7GPKW9IB4S1UD9BR0ZZ/Jessica+Bundy+headshot.jpeg</image:loc>
      <image:title>Annual Report 2021 - Jessica Bundy</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497643946-IT5ALLH9SG8JB7KJPPWQ/211209-Blair-crop-resized.jpeg</image:loc>
      <image:title>Annual Report 2021 - Blair Hamilton</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653497689597-DNS0U5N5EBKEQCM7QND2/20190919_204209.jpeg</image:loc>
      <image:title>Annual Report 2021 - Salam Kawadri</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498083770-MCUW4GWDJZ8JCL6LHQZN/Allison+Chase+bio+photo+-+resized.jpeg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498086078-5GYWAGVCIYIG3OD2QKO9/Mary+Ann.jpeg</image:loc>
      <image:title>Annual Report 2021 - Mary Ann Hannant</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498085402-4AXZLHEQ70NDJGQ6AGFH/Cassia+Kantrow+bio+photo+-+resized.jpeg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084769-T5V5IQCMH7SPOQZ7S93B/Claude-Pepin_picture-200px.jpeg</image:loc>
      <image:title>Annual Report 2021 - Claude Pépin</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084732-K2U2NVFGVA6OX2UG5Y7O/Tanya+Von+Idler+Bio+Photo+-+resized.jpeg</image:loc>
      <image:title>Annual Report 2021 - Tanya Von Idler</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084369-QZPRRQTWNIQ45O9C8G2H/Sahara+Shaik+bio+photo+-+resized.jpeg</image:loc>
      <image:title>Annual Report 2021 - Sahara Shaik</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498084257-GFT548SDRLCKJ4Z5SCNS/Sarah+Jensen+Bio+Photo+-+resized.jpeg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498083730-U5NYDZB42HLMLBNRY391/CHF_Canada-Pres-NicoleWaldron.jpeg</image:loc>
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      <image:title>Annual Report 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653498361877-L1WGUE8IHA3LCTW07AOR/IMG_2659.jpeg</image:loc>
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      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a1af7bb5-c49d-4242-924c-23dac2404913/2022_09_08_TinaandTim.jpeg</image:loc>
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      <image:caption>Tim Ross, Executive Director and Tina Stevens, President</image:caption>
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      <image:title>Annual Report 2022 - Co-op Housing Day at Queen’s Park</image:title>
      <image:caption>Minister of Municipal Affairs and Housing joins co-op advocates on Co-op Housing Day at Queen’s Park.</image:caption>
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      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Annual Report 2022</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/2349f879-c519-4e27-8f31-1d08cdbd4c8b/2022-06-16-CHFC-Halifax-184-LoyaltyAwards.jpeg</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/7234f16d-858c-409f-938b-1be2b5819bb2/AFPS+graphics+%281%29.png</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175246360-Y4PVEGHSGWEEODKB8L0S/Diversity-Scholarship-2022-Eduardo-Almeida+%281%29.png</image:loc>
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      <image:caption>Eduardo Almeida</image:caption>
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      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>The Minister of Families, Children and Social Development Karina Gould at Clairvue Housing Co-op in Chatham, ON (left), and MPs Marie-France Lalonde, Yasir Naqvi, Greg Fergus, and Stéphane Lauzon at Cartier Square Co-op in Ottawa, ON (right).</image:caption>
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      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/84cd6fd9-a6d6-43d2-bca7-875fa9b99062/20230427_112106.jpeg</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/36e1b091-fcf0-4ceb-861d-b6119793474c/2022-08-12+Coops+for+all+button+EN.png</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/7c792678-8140-41f3-9593-9a955b9827c0/USJexpansionproject-UnifiedSaintJohn.jpeg</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/bfebfd64-f6db-4692-8313-3c1199b64c46/AFPS+graphics+%282%29.png</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/81c5ebc6-f298-4c7a-9f80-84c23a4d2166/Education_Educator+conference.jpeg</image:loc>
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      <image:caption>National Educators Conference, November 2022</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/c5edfc4d-8bb1-45bf-8848-0f47b74a6a71/AFPS+graphics+%283%29.png</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b4d2386a-3c3e-4d1d-aee8-0eb96d1c1edb/Brittany+Lane2.jpeg</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/e5543896-7a3e-46bc-ac81-77d23f072161/2022-06-17-CHFC-Halifax-196.jpeg</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/c9755580-0a64-4772-900a-2fb8a6af00ac/Picture1.jpeg</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>September 30, 2022 was Orange Shirt Day and the second National Day for Truth and Reconciliation. CHF Canada members and staff took time to listen, learn and support.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/2ea88b32-ba26-4d41-9b29-87145c11849a/AIP+Exchange+Network+%281%29.png</image:loc>
      <image:title>Annual Report 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171521219-NDIBCSU74S4DM71ZMAV4/DeidreB.png</image:loc>
      <image:title>Annual Report 2022 - Deidre Bain</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171521253-RKCWFN2UOKBH9RMNYH9F/2022-07-20+Staff-PleaseUseCentre-DeidreB-andRight-CarolineC.png</image:loc>
      <image:title>Annual Report 2022 - Caroline Chapman</image:title>
      <image:caption />
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171525001-2ZXSPUABO942G7WF59IK/StaffHeadshot+-MichelleChapin.jpeg</image:loc>
      <image:title>Annual Report 2022 - Michelle Chapin</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171523589-B3EEC34ER8OGOXB8H7D0/StaffHeadshot+-+JoleneCushman.jpeg</image:loc>
      <image:title>Annual Report 2022 - Jolene Cushman</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171524022-74L4W39X3D3PEADLVR6W/StaffHeadshot+-+AmiPatel.jpeg</image:loc>
      <image:title>Annual Report 2022 - Ami Patel</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171696727-A5P1Q45HJCWENC6E7FPZ/2022_09_08_BoardandSeniorStaff.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1653504597019-8OTHUMST2Z1JYULCE87L/CHFC-01233.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684174459404-6QN9O96XCGFAHY7S8TFQ/DSCF2348-scaled.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684174614077-B4LE16J5NSRB4YF58QYA/Reconciliation-Corktown.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684174995757-DZ60BA3LJHS0UST8363N/ARTISTES+DU+RUISSEAU+APRE%CC%80S+2.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175571040-YQ0XHJRU0VX1KH53EA00/2022-06-18-CHFC-Halifax-082.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684176303648-7XZG5R8XPFURK9F0Z0XV/messages_02.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684176604278-9HXGVQAF4V8PEBKDPVNT/2022-01-13+FCHI+funding+announcement-co-ophousingdevprgrm.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1685211283620-J4VBOJUU56MZR0OCH6H1/2022-06-16-CHFC-Halifax-005.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1685211445641-ANO6J60JASAD8IJ5SNAU/Brooks-crop.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1685470120209-Y7EHWKKSUJGE6HJAEG16/2022-06-18-chfc-halifax-045.jpeg</image:loc>
      <image:title>Annual Report 2022</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/our-stories-2022</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055972857-4DIBFSRKFKHMJP4OUV0O/background-01.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>The story of St Louis Housing Cooperative in Gatineau Quebec was beautifully told in Ève Lamont’s documentary ‘La coop de ma mère’. CHF Canada and other co-op organizations contributed to the film.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1622055972857-4DIBFSRKFKHMJP4OUV0O/background-01.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>The story of St Louis Housing Cooperative in Gatineau Quebec was beautifully told in Ève Lamont’s documentary ‘La coop de ma mère’. CHF Canada and other co-op organizations contributed to the film.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173391409-VN30ITZRAUL6WL83WNY7/220203-coop-de-ma-mere.jpeg</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>The story of St Louis Housing Cooperative in Gatineau Quebec was beautifully told in Ève Lamont’s documentary ‘La coop de ma mère’. CHF Canada and other co-op organizations contributed to the film and CHF Canada hosted a virtual film night featuring a Q&amp;A with the filmmaker. Virtual film night: My Mom’s Co-op – February 24th - CHF Canada</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173455088-BYGFT0IIG6DEY6N3KU2A/HousingCoop.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>This news article featuring Sarcee Meadows Housing Co-op in Calgary, outlines how co-op housing supports aging in place. (Calgary Herald)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684174083578-P1YCMFGBP5K2SXE5U1FW/lindasandra.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>In Manitoba, co-op members Linda Ferguson and Sandra Hardy were honoured by the Manitoba Co-operative Association for their leadership and accomplishments. Learn more.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173520542-5VZX0R3ASA7VZDA3THIL/cop-op_building_chfc-02334.jpeg</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>In this editorial, CHF Canada Tim Ross made the case for co-op housing to ease Canada’s housing crisis (National Observer)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173616226-GOGDBRM47KNXHWVUNHZH/tinybudd.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>Peterborough’s oldest housing co-op is an oasis of affordability. Could more like it help solve the housing crisis?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173767833-Y7NPIFDS8NOPM931Q2PG/2022-05-11-Dawn-Obokata.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>During Asian Heritage month, we profiled St. Nicholas Housing Co-op member, CHF Canada Director, and third generation Japanese Canadian, Dawn Obokata about her path “from co-op gratitude to governance”.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173771472-CQMO9HEMFNCR0Y9M0V8M/2022-06-15-Linda-Wilson-Abiwin-FB.png</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>In honour of Pride Month, we spoke with Linda Wilson, one of the founding members of Abiwin Co-op, about how the co-op was founded to serve the queer community in Ottawa. Linda Wilson: An LGBTQ+ co-op founder - CHF Canada</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173807403-FCA0P52P25EI5OHQ28DC/pandemic.jpeg</image:loc>
      <image:title>Our Stories 2022</image:title>
      <image:caption>Nicky Courchesne, a proud member of Alliance Housing Housing Co-op for close to 30 decades, wrote this fantastic story of the benefits of living in a co-operative community during a pandemic.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/our-stories-fr-2022</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-06-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173391409-VN30ITZRAUL6WL83WNY7/220203-coop-de-ma-mere.jpeg</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>L’histoire de la coopérative d’habitation St-Louis à Gatineau (Québec) a été magnifiquement racontée dans le documentaire d’Ève Lamont « La coop de ma mère ». La FHCC et d’autres organismes coopératifs ont contribué au film et la FHCC a organisé une soirée de cinéma virtuelle avec une séance de questions et réponses avec la cinéaste. Soirée cinéma virtuelle : La coopérative de ma mère – 24 février – FHCC</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173391409-VN30ITZRAUL6WL83WNY7/220203-coop-de-ma-mere.jpeg</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>L’histoire de la coopérative d’habitation St-Louis à Gatineau (Québec) a été magnifiquement racontée dans le documentaire d’Ève Lamont « La coop de ma mère ». La FHCC et d’autres organismes coopératifs ont contribué au film et la FHCC a organisé une soirée de cinéma virtuelle avec une séance de questions et réponses avec la cinéaste. Soirée cinéma virtuelle : La coopérative de ma mère – 24 février – FHCC</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173455088-BYGFT0IIG6DEY6N3KU2A/HousingCoop.png</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>Cet article sur la Sarcee Meadows Housing Co-op, à Calgary, montre comment les coopératives d’habitation favorisent le vieillissement chez soi. (Calgary Herald) Housing co-operatives support aging in place | Calgary Herald</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684174083578-P1YCMFGBP5K2SXE5U1FW/lindasandra.png</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>Au Manitoba, Linda Ferguson et Sandra Hardy, membres de coopératives, ont été honorées par la Manitoba Co-operative Association pour leur leadership et leurs réalisations.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173520542-5VZX0R3ASA7VZDA3THIL/cop-op_building_chfc-02334.jpeg</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>Dans cet éditorial, Tim Ross de la FHCC plaide en faveur de l’habitation coopérative pour atténuer la crise du logement au Canada (National Observer)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173616226-GOGDBRM47KNXHWVUNHZH/tinybudd.png</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>Peterborough’s oldest housing co-op is an oasis of affordability. Could more like it help solve the housing crisis? (Peterborough Currents)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173767833-Y7NPIFDS8NOPM931Q2PG/2022-05-11-Dawn-Obokata.png</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>À l’occasion du Mois du patrimoine asiatique, nous avons présenté un membre de la coopérative d’habitation St. Nicholas, le directeur de la FHCC ainsi qu’une Canadienne japonaise de troisième génération, Dawn Obokata, qui nous a raconté son parcours « de la reconnaissance envers les coopératives à la gouvernance ». Dawn Obokata : de la reconnaissance envers les coopératives à la gouvernance – FHCC</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173771472-CQMO9HEMFNCR0Y9M0V8M/2022-06-15-Linda-Wilson-Abiwin-FB.png</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>À l’occasion du Mois de la fierté, nous nous sommes entretenus avec Linda Wilson, l’une des membres fondatrices de la coopérative Abiwin, sur la façon dont la coopérative a été créée pour servir la communauté queer à Ottawa. Linda Wilson: Fondatrice d’une coopérative axée sur la communauté LGBTQ+ – FHCC]</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684173807403-FCA0P52P25EI5OHQ28DC/pandemic.jpeg</image:loc>
      <image:title>Our Stories FR 2022</image:title>
      <image:caption>Nicky Courchesne, fière membre d’Alliance Housing Housing Co-op depuis près de 30 ans, a écrit cette incroyable histoire sur les avantages de vivre dans une communauté coopérative pendant la pandémie.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/rapportannuel22</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-06-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a1af7bb5-c49d-4242-924c-23dac2404913/2022_09_08_TinaandTim.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Tim Ross, directeur général et Tina Stevens, présidente</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/0356ebc3-b6f6-40b1-abd8-16d4221b1132/AR+cover+FRENCH.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b039053e-e3bc-4a98-b947-f02e41121981/image001.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/57d315bf-4c25-4085-98fb-14b1a469f6f2/image20.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>La ministre de la Famille, des Enfants et du Développement social, Karina Gould, à la coopérative d’habitation Clairvue à Chatham, en Ontario (à gauche), ainsi que les députés Marie-France Lalonde, Yasir Naqvi, Greg Fergus et Stéphane Lauzon à la coopérative de la place Cartier à Ottawa, en Ontario (à droite).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/82099c4f-44d1-484d-8445-3463b127d875/2022-08-12-Coops-for-all-button-FR-300x200.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/84cd6fd9-a6d6-43d2-bca7-875fa9b99062/20230427_112106.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/7c792678-8140-41f3-9593-9a955b9827c0/USJexpansionproject-UnifiedSaintJohn.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b4d2386a-3c3e-4d1d-aee8-0eb96d1c1edb/Brittany+Lane2.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/512184e8-63dc-45ab-ba6e-ab7ddd8c6b67/Asset+and+Financial+Planning+Services.PNG</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/e5543896-7a3e-46bc-ac81-77d23f072161/2022-06-17-CHFC-Halifax-196.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/543423d8-251b-4da1-bbfe-5147bbe93b30/2023+AR+Report+Graphics+-+French.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/81c5ebc6-f298-4c7a-9f80-84c23a4d2166/Education_Educator+conference.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Conférence nationale des formateurs, novembre 2022</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/e0b8c5ff-61cb-499f-909e-66ae3eaf55f3/Capture.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/531e7f42-5ef8-4929-8dfd-7660f5e583b7/Ontario_Minister+Clark.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Journée de l’habitation coopérative à Queen’s Park</image:title>
      <image:caption>Le ministre des Affaires municipales et de l’Habitation se joint aux défenseurs des intérêts des coopératives à l’occasion de la Journée de l’habitation coopérative à Queen’s Park</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/29013919-4512-4a56-b6b3-1a98bbf94bea/cropped+inmage.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/beb028d2-a39b-4d75-9b2c-8ee6ad980ca1/Atlantic+Region1_NS+CHGF.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Compass Nova Scotia a entrepris la mise en chantier d’un nouveau site de développement et continue d’explorer deux projets ruraux.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175729104-SG3NVEP2IMBY3THB9H26/2022-06-16-CHFC-Halifax-016.jpeg</image:loc>
      <image:title>Rapport Annuel 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175729155-04776WDWPC117CUK0GTH/2022-06-18-CHFC-Halifax-095-BoardofDirectors-forBoardsection.jpeg</image:loc>
      <image:title>Rapport Annuel 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175732107-BO1SPHMUYM7EWM5790AN/2022-06-17-CHFC-Halifax-042.jpeg</image:loc>
      <image:title>Rapport Annuel 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175732407-BH0P6ZA89YSFW219GTAE/IMG_1785.jpeg</image:loc>
      <image:title>Rapport Annuel 2022</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/2349f879-c519-4e27-8f31-1d08cdbd4c8b/2022-06-16-CHFC-Halifax-184-LoyaltyAwards.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/c9755580-0a64-4772-900a-2fb8a6af00ac/Picture1.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Le 30 septembre 2022 était la Journée du chandail orange et la deuxième Journée nationale de la vérité et de la réconciliation. Les membres de la FHCC et ses membres ont pris le temps d’écouter, d’apprendre et de soutenir.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/2ea88b32-ba26-4d41-9b29-87145c11849a/AIP+Exchange+Network+%281%29.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/e06e5102-ccb0-460f-bbdb-acdac2041596/2023+AR+Report+Graphics+-+French+%281%29.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684175246360-Y4PVEGHSGWEEODKB8L0S/Diversity-Scholarship-2022-Eduardo-Almeida+%281%29.png</image:loc>
      <image:title>Rapport Annuel 2022 - Make it stand out</image:title>
      <image:caption>Eduardo Almeida</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171521219-NDIBCSU74S4DM71ZMAV4/DeidreB.png</image:loc>
      <image:title>Rapport Annuel 2022 - Deidre Bain</image:title>
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    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171521253-RKCWFN2UOKBH9RMNYH9F/2022-07-20+Staff-PleaseUseCentre-DeidreB-andRight-CarolineC.png</image:loc>
      <image:title>Rapport Annuel 2022 - Caroline Chapman</image:title>
      <image:caption />
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171525001-2ZXSPUABO942G7WF59IK/StaffHeadshot+-MichelleChapin.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Michelle Chapin</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1684171523589-B3EEC34ER8OGOXB8H7D0/StaffHeadshot+-+JoleneCushman.jpeg</image:loc>
      <image:title>Rapport Annuel 2022 - Jolene Cushman</image:title>
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      <image:title>Rapport Annuel 2022 - Ami Patel</image:title>
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      <image:title>Rapport Annuel 2022</image:title>
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      <image:title>Rapport Annuel 2022</image:title>
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      <image:title>Rapport Annuel 2022</image:title>
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    <lastmod>2025-05-21</lastmod>
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      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284762159-8BQMHGBZDZJK0RVQ7QXF/Tim_1-1.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Tim Ross, Executive Director</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b9410431-e1d7-4bd3-8b26-38406a46b541/Cassia_Kantrow.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Cassia Kantrow, President</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b5f118e4-f65f-4ce4-b3ef-54e8cd77a19e/manitoba.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/97e0a771-50e0-4685-a11a-1ca208b5de4c/Atlantic+Summit+-+Homes+Within+Reach.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/286a7e7c-2dfc-404e-b32f-e962723ebe4d/ontariogroup.jpeg</image:loc>
      <image:title>Annual Report 2023 - New funding for Ontario co-ops</image:title>
      <image:caption>In January 2024, the Ontario government announced new funding to help HSA co-ops plan for a sustainable future as they reach the end of their mortgage. Members of Troy Village Housing Co-op joined Ontario Associate Minister of Housing Rob Flack, Town of Aylmer Mayor Jack Couckuyt and CHF Canada board and staff representatives for the announcement.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/550ebc89-0d04-470b-9da8-15002fa0ad1b/endofmortgage.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/df761d48-1ff9-4cf8-8f0e-0bc526e1dcea/Meadowlark.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715954850476-P1Y95KBGIAB1RGYA5NNZ/Susana_Cadavid.jpeg</image:loc>
      <image:title>Annual Report 2023 - Susana Cadavid</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716340362589-BPULWD7BNSHA6TMK8L58/Amina-Dibe-scaled.jpeg</image:loc>
      <image:title>Annual Report 2023 - Amina Dibe</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715954924555-W9O2KRA0P8NPXXKDDVLL/Leona_Ferguson.jpeg</image:loc>
      <image:title>Annual Report 2023 - Leona Ferguson</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300319837-0CV6F8ZC3ELOQTLSLC20/Alissar+Hajjar.jpeg</image:loc>
      <image:title>Annual Report 2023 - Alissar Hajjar</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300379908-J80Y69ITXMICYMBI6JW2/Diana-Idibe-Headshot-1-300x300.jpeg</image:loc>
      <image:title>Annual Report 2023 - Diana Idibe</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300436290-84Z0GQLWXYY0KURGAUGD/Diana-Yoon.jpeg</image:loc>
      <image:title>Annual Report 2023 - Diana Yoon</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716340282292-1FNS74VTRWOAGH4J7PP7/April-White-Bio-Photo-e1692645004552.jpeg</image:loc>
      <image:title>Annual Report 2023 - April Ager-White</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716824911889-B45Y7N8LMDH6E308IEGJ/JohnB+%281%29.png</image:loc>
      <image:title>Annual Report 2023 - John Bathurst</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716340306342-S8OGEMC3E51GBO60ZEKJ/LeeCampbell.jpeg</image:loc>
      <image:title>Annual Report 2023 - Lee Campbell</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/f31e2e66-6217-43fe-b7b6-9d19f73cb126/Xavier.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Xavier Hogan receives the 2023 Co-op Housing Champion Award</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715955984358-EZWASVZV770PO9DWW6E8/Micro_CommunityGarden.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Community gardens - conversion from concrete area to garden</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/00211abd-35b2-4dbf-b209-b5f3b3efdf14/CHF_Scholarships.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/3d14d61e-f821-45bf-b6dc-4c00be6ee782/High+Hopes_After2.jpg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>“Cool and cozy” project to keep heat out and reduce energy use</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/9039122d-e10d-434b-a405-40de7a36889e/Coope%CC%81rative+La+Le%CC%81gende_Photo+%235_apre%CC%80s.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>EV charging and bike storage</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a206a6e1-16d2-4427-9cbf-af178489a2e3/Public-money-should-support-non-market-housing-%E2%80%94-co-operative-non-profit-and-public-housing-%E2%80%94-that-is-permanently-affordable-and-accessible.-Twitter-Post-768x432.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/021ad9e0-7e74-42f2-891a-9940be99e21b/stafftraining.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/58f99b36-982d-4115-956d-3b976e6bb36c/Clairvue-1-crop.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Clairvue Housing Co-op expands with eight new accessible units.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/65d2c46d-70de-4386-9e3f-aa7698ac0d32/OrangeShirt.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/43693322-ad30-44a5-bb75-3a94da1056bb/2023_06_17_CHF_CANADA_AGM_EVENT_604+%283%29.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/6051214f-630c-4408-aa7b-aea026b8191a/onlinelearning.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/8ca0fd8e-a419-46fe-b463-05ff2999dd4c/educastiongraphic.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/f2254f48-bc57-40c4-a04c-f4b7347c5356/tipsforrebuilding.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/673fdc69-fb80-4b50-9040-dad542ee34ef/Assetplanning.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/692b986a-d699-401b-a035-e985873c9d25/Sustainability.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/fe15c136-82f8-477b-8368-805124c8573b/CHFset+Logo+Tag+%281%29.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/c412e074-850b-457a-b47d-b1b166f3e1d1/Assetgraphic.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/db0f0a69-7978-403c-b74a-3d2841de39ea/InsuranceGraphic.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/2655ea2c-8673-4a1a-b55d-db865ee7ce23/Queens.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/51cfe1cc-93b2-4f2e-9bfc-0bfbae441898/CHFA-logo-colour.jpeg</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/950a56c0-45ad-4480-a413-34701334dc89/Meeting+photo.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>CHF Canada team meets with Sean Fraser, Minister of Housing, Infrastructure and Communities</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1cc6dc38-e4fc-49a7-804f-6e0cf77509dc/CHF+Canada+E-News+Nov+30+%282%29.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>A co-op tour in Scarborough, led by the Co-operative Housing Federation of Toronto.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/e60c3f17-de1e-4cad-8582-75c5e98e9349/E-news+%287%29.png</image:loc>
      <image:title>Annual Report 2023 - Make it stand out</image:title>
      <image:caption>Co-op members attend a rally in Hamilton, Ontario</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715954609654-SJ8AJTV9T7O0O3GNKMB0/CHF_Board.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715954653589-7L5RO38VUJV82DA5XQKQ/CHF_Staff.png</image:loc>
      <image:title>Annual Report 2023</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716299709106-X25H8DOR2Y174GELWCS1/Advocacy.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716299895301-0AFNYA3YJDMMUNMORMBA/DroneShot.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300000819-9UVTHLUCAHFAIP3JFHBF/MemberEducation.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716308932102-LEAXAARCJ30TBT2Y2D0L/2023_06_15_CHF_CANADA_AGM_EVENT_089.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716309235826-C9WY46EN5VXF2BQ1TRW2/meeting.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716309366095-00KYW0Z0XCNA886PZAK8/RamsayHeights-asstmgmt.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716309476706-K0YKW7Y3AFZ7YIJZG34I/lady+harvesting-Mimico.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716309633151-B4NZQYEFKFUA1EH4Y59N/northarmcoop2.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716309662587-4LS9GBDHTZON4PMUDIZZ/CoopHousingDay-ON.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716339696193-TF0N5GZQZ1N5PJUBDN0I/panel.jpeg</image:loc>
      <image:title>Annual Report 2023</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/stories-2023-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-05-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302114956-6FPSDR6CSUVV6WGGU9D9/1-sunnyhill.png</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>Sunnyhill Housing Co-operative in Calgary was featured by CBC News in January: “With a waitlist extending over two years, Calgary's Sunnyhill Housing Co-operative exemplifies the growing demand for cooperative housing. As rental prices soar, the co-op's model of shared ownership and management provides a much-needed alternative, offering both affordable housing and a supportive community environment." (CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302114956-6FPSDR6CSUVV6WGGU9D9/1-sunnyhill.png</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>Sunnyhill Housing Co-operative in Calgary was featured by CBC News in January: “With a waitlist extending over two years, Calgary's Sunnyhill Housing Co-operative exemplifies the growing demand for cooperative housing. As rental prices soar, the co-op's model of shared ownership and management provides a much-needed alternative, offering both affordable housing and a supportive community environment." (CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302124799-EI880ZKR3QI4EGLR1RA2/2-6433482342095.image.jpg</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>Co-op member Christine Mounsteven told the Toronto Star that moving to a co-op 30 years ago was the “best decision I ever made.” Older women in Canada are facing a heavy burden of poverty and co-op housing is a solution that offers affordability and community connection. (Toronto Star)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302240811-D074KNO3T8SS4GBUKQJW/3-macleans.png</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>Four Sisters Co-op is an oasis of affordability in Vancouver’s downtown core. Member Brie Koniczek shared the story of what living in a housing co-op has meant for her and her family in a profile by Maclean’s Magazine. (Macleans)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302124803-MF85V1Z17O8YB3U0H7RG/4-chch.png</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>A group of tenants in Hamilton took action when their building went up for sale, organizing to purchase their building and form a co-op. Their story is an example of why national funding is needed to protect existing affordable units and move them into community ownership. (CHCH-TV)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302124021-KW4H97OWLX0DIJQWDWA4/5-cbc.png</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>NACHA Executive Director Ayanna Innis explained how co-ops work and how co-ops create a sense of community in an interview on CBC. (CBC)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716302123204-19IGFGX7KBYZ5AX1COE0/6-ctv.jpeg</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>After the Federal government’s Fall Economic Statement generated buzz about co-op housing, CityNews Kitchener spoke to CHF Canada staff and Carine Nind from the Willowside Housing Co-operative in Kitchener. (CityNews Kitchener)</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715950763578-9FK7QQH4GS9VVQZTUDT4/Winners+Award+-+Social-8.jpg</image:loc>
      <image:title>Stories 2023</image:title>
      <image:caption>Co-operatives and Mutuals Canada presented the Large Co-operative Award of the Year to CHF Canada. Watch a video about the award.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://annualreport.chfcanada.coop/rapportannuel2023</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b9410431-e1d7-4bd3-8b26-38406a46b541/Cassia_Kantrow.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Cassia Kantrow, présidente</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/86d0a344-bac5-4094-99ca-d146dc785ae6/2024+ANNUAL+REPORT+-+FRENCH+%282%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1621284762159-8BQMHGBZDZJK0RVQ7QXF/Tim_1-1.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Tim Ross, directeur général</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/950a56c0-45ad-4480-a413-34701334dc89/Meeting+photo.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>L’équipe de la FHCC rencontre Sean Fraser, ministre du Logement, de l’Infrastructure et des Collectivités du Canada.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1cc6dc38-e4fc-49a7-804f-6e0cf77509dc/CHF+Canada+E-News+Nov+30+%282%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Visite d’une coopérative dirigée par la Co-operative Housing Federation of Toronto à Scarborough.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/e60c3f17-de1e-4cad-8582-75c5e98e9349/E-news+%287%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Des membres de coopératives participent à un rassemblement à Hamilton, en Ontario.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/44a4c720-f85f-4724-b350-0f9b02f2c274/CHFA-logo-colour-fr+%282%29.jpg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/2655ea2c-8673-4a1a-b55d-db865ee7ce23/Queens.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/6051214f-630c-4408-aa7b-aea026b8191a/onlinelearning.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/0e1b4806-25a6-4c0b-af93-e15fb108ff89/sustainabilityfr.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/54e4c129-66ee-4cf8-a8c4-440c7dfdf905/April-Featured-Resource-FR.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/db5e5b0f-3f28-4bc2-ac8f-a6a332188962/thank+%281%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/8a6157bd-b4eb-48d6-972c-05abcd5bea07/French+-+financial.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/53910782-0945-478d-aa9d-374558fe5cae/CHFset-Logo-Tag-fr+%281%29.jpg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/757ea96e-064e-4745-9103-77f95614ac6c/Copy+of+2024+AR+Report+Graphics+-+French+%282%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/673fdc69-fb80-4b50-9040-dad542ee34ef/Assetplanning.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/b5f118e4-f65f-4ce4-b3ef-54e8cd77a19e/manitoba.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/4c8a5456-f0d4-43e2-ae91-147d160f2497/La+fin+des+pre%CC%82ts+hypothe%CC%81caires+%281%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/97e0a771-50e0-4685-a11a-1ca208b5de4c/Atlantic+Summit+-+Homes+Within+Reach.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/286a7e7c-2dfc-404e-b32f-e962723ebe4d/ontariogroup.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Nouveau financement pour les coopératives de l’Ontario</image:title>
      <image:caption>En janvier 2024, le gouvernement de l’Ontario a annoncé un nouveau financement visant à aider les coopératives régies par la LSL à planifier un avenir durable lorsqu’elles sont en fin de prêt hypothécaire. Des membres de la Troy Village Housing Co-op se sont joints à Rob Flack, ministre associé du Logement de l’Ontario, à Jack Couckuyt, maire d’Aylmer, et à des représentants du conseil d’administration et du personnel de la FHCC pour l’annonce.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/df761d48-1ff9-4cf8-8f0e-0bc526e1dcea/Meadowlark.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/43693322-ad30-44a5-bb75-3a94da1056bb/2023_06_17_CHF_CANADA_AGM_EVENT_604+%283%29.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/58f99b36-982d-4115-956d-3b976e6bb36c/Clairvue-1-crop.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Les coopératives d’habitation Clairvue s’agrandissent avec huit nouveaux logements.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/021ad9e0-7e74-42f2-891a-9940be99e21b/stafftraining.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/156aa4a9-90ce-4d90-ad54-c7cc6aeaf76d/NATIONAL+DAY+FOR+TRUTH+AND+RECONCILIATION+%286%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/a206a6e1-16d2-4427-9cbf-af178489a2e3/Public-money-should-support-non-market-housing-%E2%80%94-co-operative-non-profit-and-public-housing-%E2%80%94-that-is-permanently-affordable-and-accessible.-Twitter-Post-768x432.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/f31e2e66-6217-43fe-b7b6-9d19f73cb126/Xavier.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/00211abd-35b2-4dbf-b209-b5f3b3efdf14/CHF_Scholarships.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715955984358-EZWASVZV770PO9DWW6E8/Micro_CommunityGarden.png</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Jardins communautaires – conversion d’une zone bétonnée en jardin</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/3d14d61e-f821-45bf-b6dc-4c00be6ee782/High+Hopes_After2.jpg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Projet « rafraîchissant » pour garder la chaleur à l’extérieur et réduire la consommation d’énergie</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/9039122d-e10d-434b-a405-40de7a36889e/Coope%CC%81rative+La+Le%CC%81gende_Photo+%235_apre%CC%80s.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Make it stand out</image:title>
      <image:caption>Recharge des VE et entreposage des vélos</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716824911889-B45Y7N8LMDH6E308IEGJ/JohnB+%281%29.png</image:loc>
      <image:title>Rapport Annuel 2023 - John Bathurst</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716340306342-S8OGEMC3E51GBO60ZEKJ/LeeCampbell.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Lee Campbell</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715954850476-P1Y95KBGIAB1RGYA5NNZ/Susana_Cadavid.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Susana Cadavid</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716340362589-BPULWD7BNSHA6TMK8L58/Amina-Dibe-scaled.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Amina Dibe</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1715954924555-W9O2KRA0P8NPXXKDDVLL/Leona_Ferguson.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Leona Ferguson</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300319837-0CV6F8ZC3ELOQTLSLC20/Alissar+Hajjar.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Alissar Hajjar</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300379908-J80Y69ITXMICYMBI6JW2/Diana-Idibe-Headshot-1-300x300.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Diana Idibe</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716300436290-84Z0GQLWXYY0KURGAUGD/Diana-Yoon.jpeg</image:loc>
      <image:title>Rapport Annuel 2023 - Diana Yoon</image:title>
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  <url>
    <loc>https://annualreport.chfcanada.coop/stories-2023-fr-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-05-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992664339-0FWANL4BST20TB8WNVI9/1-sunnyhill.png</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>La Sunnyhill Housing Co-operative de Calgary a fait l’objet d’un reportage de CBC News en janvier : « Avec une liste d’attente de plus de deux ans, la Sunnyhill Housing Co-operative de Calgary illustre la demande croissante de logements coopératifs. Alors que les prix des loyers montent en flèche, le modèle de propriété et de gestion partagées de la coopérative constitue une solution de rechange indispensable qui offre à la fois des logements abordables et un environnement communautaire favorable. » (CBC News)</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992664339-0FWANL4BST20TB8WNVI9/1-sunnyhill.png</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>La Sunnyhill Housing Co-operative de Calgary a fait l’objet d’un reportage de CBC News en janvier : « Avec une liste d’attente de plus de deux ans, la Sunnyhill Housing Co-operative de Calgary illustre la demande croissante de logements coopératifs. Alors que les prix des loyers montent en flèche, le modèle de propriété et de gestion partagées de la coopérative constitue une solution de rechange indispensable qui offre à la fois des logements abordables et un environnement communautaire favorable. » (CBC News)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992668894-4U17OY23WGJR3PXIW71Z/2-6433482342095.image.jpg</image:loc>
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      <image:caption>Christine Mounsteven, membre d’une coopérative, a déclaré au Toronto Star que le fait d’avoir déménagé dans une coopérative il y a 30 ans était la « meilleure décision que j’ai jamais prise ». Les femmes âgées au Canada sont confrontées à un lourd fardeau de pauvreté, et l’habitation coopérative est une solution qui offre un accès abordable et des liens communautaires. (Toronto Star)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992677849-0T9D93DSTXY92DHKX49T/4-chch.png</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>Un groupe de locataires de Hamilton a pris des mesures lorsque leur immeuble a été mis en vente, s’organisant pour l’acheter et former une coopérative. Leur histoire illustre la nécessité d’un financement national pour protéger les logements abordables existants et les rendre accessibles à la propriété collective. (CHCH-TV)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992698672-1Y9674RJYRDCQIMVXTSD/3-macleans.png</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>La Four Sisters Co-op est une oasis d’abordabilité dans le centre-ville de Vancouver. Une de ses membres, Brie Koniczek,  a raconté dans un article publié dans le magazine Maclean’s ce que la vie dans une coopérative d’habitation a signifié pour elle et sa famille. (Macleans)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992681779-COZCZNBAFNLURAAEXOPZ/5-cbc.png</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>Ayanna Innis, directrice générale de la NACHA, a expliqué dans une entrevue à la CBC le fonctionnement des coopératives et la façon dont elles créent un sentiment d’appartenance à la communauté. (CBC)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992682994-SSQ97ADNUZQ0QX0JKUZG/6-ctv.jpeg</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>Après que l’Énoncé économique de l’automne du gouvernement fédéral a suscité un engouement pour l’habitation coopérative, CityNews Kitchener s’est entretenu avec le personnel de la FHCC et Carine Nind de la Willowside Housing Co-op à Kitchener. (CityNews Kitchener)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716992836030-286BVAK0M16SUZ5V2E3L/Winners+Award+-+Social-8.jpg</image:loc>
      <image:title>Stories 2023 FR</image:title>
      <image:caption>Co-ops and Mutuals Canada a décerné le prix de la grande coopérative de l’année à la FHCC. Visionnez une vidéo.</image:caption>
    </image:image>
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      <image:caption>Cassia Kantrow, President</image:caption>
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      <image:title>Annual Report 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>CHF Canada held Co-op Housing Day in Ontario alongside regional federations.</image:caption>
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      <image:caption>Nova Scotia Housing Day.</image:caption>
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      <image:title>Annual Report 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/818973a5-fcf0-4507-bc1f-d4609b626728/unnamed-7.jpg</image:loc>
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      <image:caption>Members of Caroline Co-op participating in development initiatives</image:caption>
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      <image:title>Annual Report 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Annual Report 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1745870592609-6W38Q1V8CSAELYWFYNI0/annual-meeting2024-1.jpg</image:loc>
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      <image:title>Annual Report 2024</image:title>
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    <image:image>
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      <image:title>Annual Report 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/09aa218e-10f1-44ac-9c5d-a80ce55e5c20/0608_DT_CHF_1164-1024x819.jpg</image:loc>
      <image:title>Annual Report 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/1716299709106-X25H8DOR2Y174GELWCS1/Advocacy.jpeg</image:loc>
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    <image:image>
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      <image:title>Annual Report 2024 - Staff and Board Members</image:title>
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  </url>
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    <lastmod>2025-05-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cbf4fb7ab1a621ddd01a848/f5f497ec-7ea6-4968-849c-a9198b9de1c4/2024+ANNUAL+REPORT+-+FR1.jpg</image:loc>
      <image:title>Rapport Annuelle 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>La FHCC a organisé la Journée de l’habitation coopérative en Ontario, en collaboration avec les fédérations régionales.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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